Samarjith Jawaharlal Sathyanarayan

About Samarjith Jawaharlal Sathyanarayan

As a Risk Manager at Chime, I deliver cutting-edge risk mitigation capabilities that balance customer experience and directly impact the company\'s bottom line. I work on various domains, such as MCD, ACH, P2P, tools and technology, vendor management, and drive product integrations with decision engine as applicable.I have around eight years of experience in data-driven roles, previously working as a Lead Data Science Analyst at Discover Financial Services and a Fraud Strategic Business Analyst at JPMorgan Chase & Co. I am passionate about leveraging data and technology to solve complex problems and create value for customers and stakeholders.

Experience

1. Risk Manager, Funding

   Chime

   Jan 2024 — Present

   Mobile Check Deposit (MCD)- Reducing bottom line losses in the MCD space by mitigating nearly 50% in losses making it viable for Chime to continue to offer the product (MCD) to our members- Increasing Chime’s ability to smartly accept more checks (around +10%) being deposited by our members, thus increasing our member’s ability to fund their account in a timely manner- Decreasing the duration it takes for our members to receive their funds into their account post a mobile check deposit- Providing a more seamless check deposit experience to our members by facilitating transparent communication (by moving risk controls upstream in the MCD lifecycle)- Reducing manual intervention and increase accuracy by automating risk controls via the decision engine as applicable- Expanding the eligibility for a member to be qualified for the MCD feature, thus unlocking an additional source of funding for the member- Ensuring optimal member experience while depositing treasury checks within the provided risk parameters especially during tax seasonACH- Increasing the external account linkage rate to help members fund their accounts and also - move funds to meet their dynamic needs- Decreasing ACH transactional loss to enable us to better focus on our good members- Decreasing the time it takes for our members to get access to their funds

Education

• University of Maryland

  Master’s Degree, Management Information Systems, General

  2016 — 2018

• PSG College of Technology

  Bachelor of Engineering - BE, Computer Science

Skills

• Dac
• R
• Data Mining
• Toad
• Java
• Leadership
• Oracle Sql Developer
• Informatica Powercenter
• Microsoft Word
• Teradata Sql
• Data Analysis
• Sql
• Google Sites
• Visual Basic
• Microsoft Powerpoint
• Mysql
• C
• Programming
• Microsoft Office
• Github
• Extract, Transform, Load (Etl)
• Html
• Google Drive
• Databases
• Google Docs
• Analytics
• Microsoft Excel
• Filezilla
• Negotiation
• C++
• Filemaker
• Business Analysis
• Birst
• Strategy