Sama Dicholkar
Data Science - Credit Risk Analytics | HDFC Bank | Data and AI Enthusiast Looking for Senior / Management roles in Data Analytics Currently building AI Agents on the weekends
- Role
- Manager - Functional Analyst at HDFC Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Sama Dicholkar
Data Scientist with 6 years of experience and a Master\'s Degree in Analytics and Data…
Experience
Manager - Functional Analyst
May 2024 — Present · Mumbai, IN
Manage the end-to-end lifecycle of 20+ credit risk machine learning models (Collections, Application, Fraud Detection) — includingpre-deployment validation, performance monitoring, and regulatory compliance in line with RBI Model Risk Guidelines.Design and develop challenger models and feature engineering pipelines on Azure Databricks, leveraging algorithms such as XGBoost,CatBoost, and LightGBM to test model robustness, enhance prediction accuracy, and automate workflows.Conduct in-depth exploratory and statistical data analysis and product analysis to evaluate variable trends, identify data anomalies, andgenerate actionable business insights, collaborating closely with cross-functional teams to drive data-driven decision-making.Partner with senior stakeholders to integrate AI and GenAI solutions within the bank’s ecosystem — managing governance, approval, andrisk assessment of GenAI projects and POCs built on Gemini within the bank’s secure cloud landing zone.Manage and mentor 5 analysts in the team on best practices for model validation and functional understanding.
Education
University of Strathclyde
Master of Science - MS, Business Analysis and Consulting
2018 — 2019
Narsee Monjee College of Commerce and Economics
Bachelor of Commerce - BCom, Bcom
2014 — 2017
University of Mumbai
Master's degree, Commerce
2017 — 2019
International Institute of Information Technology Bangalore
Master of Science - MS, Data Science (Deep Learning)
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