Sakthi Devendiran
Loan Processor | AFS | LOAN IQ | US Mortgage Operations | Pre-Underwriting | Loan Origination | Credit & DTI/LTV Analysis | Underwriting | Mortgage Servicing
- Role
- Loan Processor at Mphasis
- Location
- Chennai, TN, IN
- LinkedIn followers
- 500 followers
About Sakthi Devendiran
Aspiring Mortgage Underwriter skilled in borrower evaluation, document verification, and guideline compliance. Well-versed in MS Office and effective communication.
Experience
Loan Processor
Jan 2026 — Present · Chennai, IN
Worked as a Loan Processor at Mphasis supporting US residential mortgage operations with end-to-end ownership of the Homeowners Insurance (HOI) process. Responsible for reviewing HOI binders, declaration pages, and policy documents to ensure adequate dwelling coverage as per loan amount and investor guidelines. Verified policy details including property address, borrower name, mortgagee/lender clause, policy effective and expiration dates, deductible limits, premium amount, and escrow requirements. Ensured coverage was active prior to closing and aligned with Fannie Mae, Freddie Mac, FHA, and VA guidelines. Identified gaps such as insufficient coverage, incorrect mortgagee clause, expired policies, or missing endorsements, and coordinated with agents and internal teams for timely resolution. Updated insurance details in Encompass LOS, maintained compliance, avoided funding delays, and consistently met quality and turnaround time expectations in a live production environment
Education
Madras University
Bachelor of Commerce - BCom, Banking, Corporate, Finance, and Securities Law
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