Saket Agarwal
SDE-1 @Balancehero 🧿| Building Users & Payment System | KYC • PPI • Wallet • Giftcard • UPI Autopay • Payment Gateway • Fineract
- Role
- Software Development Engineer 1 at Balancehero India
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Saket Agarwal
I am a Java Backend Developer with hands-on experience in building production-ready fintech systems. Currently working as SDE-1 at True Balance in the Risk & Compliance pod, where I design and implement solutions for Video KYC, loan evaluation, penny drop/reverse checks, UPI AutoPay and disbursement flows.In my previous role, I developed RESTful APIs using Java & Spring Boot, implemented search/filter mechanisms, built cart persistence services with JPA/Hibernate, and created a notification system using scheduling & async processing for scalable user engagement. Core Skills:Java, Spring Boot, Hibernate/JPARESTful APIs, MicroservicesSQL & Database DesignSystem Design & Low-Level Design (LLD)Problem Solving & Data Structures I am passionate about writing clean, optimized, and scalable code and continuously improving my expertise in backend engineering and system design. Goal: To grow into a strong backend engineer, contributing to high-impact systems and gradually taking ownership of architecture and design decisions.
Experience
Software Development Engineer 1
Oct 2025 — Present · Gurugram, IN
Building production-ready fintech systems in the Users & Payments pod — focusing on Users, KYC, Payment Gateway, UPI Autopay, PPI, Wallet, Gift card and Fineract.
Education
Uttaranchal University
Bachelor of Technology - BTech, Computer Science
2015 — 2019
Delhi Technological University (Formerly DCE)
Master of Technology - MTech, Information Technology
2021 — 2023
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