Saket S.
Banking & Financial Services Professional | Assets & Liability | Digital Banking | PSL(Priority Sector landing) | Rural Banking Veteran | Unsecured Business & JLG Loans | Mortgage loans |
- Role
- Regional Head at IDFC FIRST Bank
- Location
- Indore, MP, IN
- LinkedIn followers
- 500 followers
About Saket S.
A Banking professional with MBA-Marketing & Finance and Computers Graduate having 18+ Years working experience in Leadership,Team management, Sales Planning & Business development and Portfolio management.I have professional experience with Banking, NBFC, Financial Services & Insurance to efficiently handle the Retail, Channel sales, Dealership, Direct sales, Collection, Compliance, Customer services & Recruitment. I have handled a vast variety of Assets & Liability products efficiently for Customer Acquisition/ Disbursals by Digital Adoption & Promotion under Banking Policy & R.B.I./regulatory framework. Product Snapshot:Asset products-Two wheeler & Consumer Durable loans, New & Used Commercial Vehicle, New Car & Used car loans, Unsecured Business loan & Joint Liability Group (JLG), Equipment Hypothecation Loans, and Liabilities products-CA, SA, Term deposits, Gold loans & Insurance -Life & Health, De-mat, Mutual Funds & IPOs.
Experience
Regional Head
Sep 2016 — Present · Indore, IN
State Head (July \'21 to Present):Accountable for managing the State Sales planning & Budget Achievement, Business Portfolio & collection efficiency, Profitability, Maintaining Yield, Sales Quality & Compliance, customer service, Dealer & customer relationship management across state for Asset products-Two wheeler, Consumer durable, New & Used CV (Commercial Vehicle), New car & Used/ Pre-owned car loans.Primary Roles & Responsibilities:Customer Acquisition/ Disbursals |To ensure on-boarding new customers to bank (NTB) with immediate TAT | Key focus on Hygiene maters such as e-KYC, e-Mandate/ NACH, PDDs, DAGND, TAT based Disbursals | Maintaining Portfolio Quality & Collections Percentage | Controlling delinquency & NPA | Ensuring highest standards of Customer Service and Compliance | Digital Adoption & promotion | To increase Market Share.Secondary Responsibilities: Agile and strategic thinking to Build high performing team | Sound leadership qualities | Guide, Groom and Mentor team | To set and maintain organizational culture | Team attrition | Ensuring adherence of Code of Conduct.Ensuring employee productivity across the state at cluster as well as branch level as per organizational productivity benchmarks.As an additional assignment completing the recruitments of upcoming Bihar state’s–Cluster Managers and Relationship managers.Cluster Manager - Assets & Liabilities (Sept\'16- Jun\'21):Accountable for Sales & Business development of Liability, Assets & Fee products with ensuring Book Growth. Collection management & Controlling delinquency & NPA.
Education
Devi Ahilya Vishwavidyalaya
Bachelor of Science - BS
1999 — 2002
Devi Ahilya Vishwavidyalaya
Master of Business Administration - MBA
2003 — 2005
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