Sajan Suresh

About Sajan Suresh

A seasoned professional with over 12 years of experience in Investment Banking and Big 4 firms, specializing in Risk Assessment, Control Design Assessment, Monitoring & Operating Effectiveness, Testing & sampling, and Manager Control Assessment (MCA / RCSA) within the First Line of Defence. Operational & Compliance Risk (CBUAE, NCEMA),Trade Monitoring, Internal Audit, Regulatory Reporting issues, Regulatory Assessment Framework(COREP)and Risk Advisory within the Global Banking, Treasury and Capital Markets industry. Proficient in governance frameworks(IFRS),data lineage standard, Anti-Financial Crime risk and control assessments, Basel norms, compliance due diligence, and anti- money laundering (AML)initiatives. Extensive expertise in trade lifecycle management, including trade reconciliation, settlement, confirmation, collateral management, & product control (ISDA & CSA). Well-versed in regulatory compliance for Risk-Weighted Assets(RWA), EMIR, Capital Adequacy Ratio (CAR), Dodd-Frank, MiFID, and CFTC. Experienced in quality assurance reviews, client onboarding, KYC for OTC products (Derivatives, FX, IRS & CRS), and sanctions monitoring. Proficient in developing risk & control frameworks, improving processes, and overseeing monitoring activities. Strong expertise in Basel-aligned quantitative and qualitative risk assessments, Non-Financial Risk frameworks, and regulatory governance, with hands-onexperience across Internal Audit, Regulatory Reporting, and Quality Assurance Reviews.Responsible for the end-to-end assessment of control frameworks, including Control Design Assessment, Monitoring Design Assessment, and Operating Effectiveness Testing, to ensure controls are appropriately designed, effectively implemented, and consistently operating as intended. Evaluate preventive and detective controls across business processes to identify gaps, weaknesses, and potential regulatory or operational risksPerform detailed reviews of control objectives, risk statements and execution evidence to assess alignment with regulatory expectations, internal policies, and risk governance standards. Conduct operating effectiveness testing through walkthroughs, sample testing, and evidence validation to confirm control performance and sustainability over time.Recognized for driving operational efficiency, strengthening governance frameworks, and delivering effective risk oversight through structured project management, RACI frameworks, and PMO practices.

Experience

1. Assistant Vice President

   Citi

   Sep 2025 — Present · Mumbai, IN

   Business Risk & Control Framework-I work in Finance Risk and Control within the First Line of Defence (1LoD), ensuring risks are identified, assessed, and managed effectively. My focus is on embedding strong controls and driving accountability in financial processes.Responsible for assessing the design and effectiveness of risk and control frameworks within Investment Banking operations, ensuring alignment with global regulatory requirements and internal risk governance standards. Conduct Control Design Assessments to evaluate whether controls adequately mitigate key non-financial risks across front office, middle office, and back office processes, including trade booking, client onboarding, product control, and regulatory reporting.Perform Monitoring Design Assessments to review the appropriateness of management oversight, key risk indicators (KRIs), key control indicators (KCIs), and management information (MI), ensuring timely identification of control breaches, trading exceptions, and operational risks. Execute Operating Effectiveness Testing through walkthroughs, sampling, and evidence review to confirm controls are consistently performed and documented in line with policy and regulatory expectations.

Education

• K J Somaiya Institute of Management

  Master's degree

  2015 — 2017