Sajan Kumar

IIMS Alumnus \'23 || Ex-Infosys || Ex-HDFC Bank

Role: Risk Manager at Utkarsh Small Finance Bank
Location: Gurugram, HR, IN
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

About Sajan Kumar

As a Credit Manager at HDFC Bank, I manage a portfolio of more than 500 Crores and lend…

Experience

Risk Manager
Utkarsh Small Finance Bank
Sep 2024 — Present

Education

Indian Institute of Management Sirmaur
Master of Business Administration - MBA, Finance & Marketing
2021 — 2023
Heritage Institute of Technology
Bachelor of Technology - BTech, Computer Science
2015 — 2019

Contact information

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Work email
•••••@utkarsh.bank.in
Personal email
•••••@•••••.com
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Current company

Utkarsh Small Finance Bank

Banking · 13K employees · Varanasi, Uttar Pradesh, India

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.

utkarsh.bank.in

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About Sajan Kumar

Experience

Risk Manager

Education

Indian Institute of Management Sirmaur

Heritage Institute of Technology

Find verified contacts for anyone on LinkedIn