Sajal Bhatnagar
Management Trainee @India Shelter Finance Corporation Ltd
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WORK HISTORY
Management Trainee @India Shelter Finance Corporation Ltd
Rajasthan, IN
Currently gaining cross-functional exposure across Sales, Credit, Technical, Legal, Collections, and EBS to develop a comprehensive understanding of housing finance operations. Actively involved in customer acquisition, credit evaluation, documentation, legal and technical coordination, disbursement processes, and collection support.Simultaneously learning internal systems, compliance requirements, and branch-level operations while strengthening analytical, communication, and customer-handling skills.Upon completion of this structured exposure, I will be responsible for managing branch operations as a Branch In-Charge, ensuring business growth, strong credit quality, regulatory compliance, and high levels of customer satisfaction.
EDUCATION
Rajasthan Technical University, Kota
Master of Business Administration - MBA, Marketing & Finance
Sir Padampat Singhania School
High School Diploma, Business/Commerce, General
Saint John's Senior Secondary School
Middle School Diploma, Mathematics and Computer Science
Vardhman Mahaveer Open University (VMOU), Kota
Rajasthan State Certificate in Information Technology, Information Technology
Insurance Institute of India
Insurance Regulatory and Development Authority of India (IRDAI), Insurance
Bhupal Nobles' University (Department Of Management)
BBA , Accounting and Finance
Geetanjali Institute of Technical Studies, Udaipur
MBA, (Finance & Marketing)
ABOUT SAJAL BHATNAGAR
I am a final-year MBA student specializing in Finance & Marketing, with a strong academic foundation through a BBA in Finance and hands-on exposure across Banking, NBFC, FinTech, Finance, Marketing, and Sales operations. My education and practical training have helped me develop a balanced understanding of both financial and commercial functions within organizations.I possess foundational knowledge of banking and NBFC operations, including an understanding of financial products, lending processes, basic risk and credit concepts, regulatory compliance, and operational workflows. I am familiar with how banks and NBFCs function at a ground level, from customer onboarding to credit processing and service delivery.Through internships and professional training, I have gained practical experience in finance and credit operations, where I worked on KYC verification, loan file scrutiny, disbursement support, document checking, error identification, and coordination with internal teams. I have also handled CRM systems, client interactions, follow-ups, negotiation, and basic portfolio and product management, which strengthened my attention to detail and customer-handling abilities.In addition, I have worked in marketing, internal sales, and business development roles across financial services and manufacturing sectors. This exposure enhanced my understanding of sales processes, customer acquisition, relationship management, and market-driven strategies, while aligning them with financial objectives.With experience spanning Finance, Marketing, Sales, Credit Operations, and FinTech-enabled processes, I bring strong analytical skills, adaptability, and a learning-oriented mindset. I am motivated to build a career in banking, NBFC, financial services, or allied domains, where I can contribute meaningfully, create measurable value, and support long-term organizational growth.
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