Saisriram Namburi
Credit Analyst @Standard Chartered
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WORK HISTORY
Credit Analyst @Standard Chartered
Bengaluru, IN
Supporting Hong Kong region (APAC), and have experience in working for Large Corporates and global subsidiaries clients.Conducted financial analysis and prepare financial spreadsheets for credit applications and loan renewals.Creating business credit applications for each client which includes client information, financial analysis, ratio analysis, trend analysis and peer comparison.Analyze financial statements and prepare credit memos and credit reports to support the underwriting team in making credit decisions.Assess creditworthiness of existing and prospect clients.Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc).Conduct research and analyse financial data to identify trends and opportunities for improvement.Conduct financial analysis and prepare reports to support credit management decisions.Maintained and updated financial spreadsheets and databases to ensure accuracy and completeness of data. Collaborated with other team members to ensure timely completion of requests.Regular monitoring of loans for compliance adhere to credit policy and guidelines.Assisted in the development of financial models and forecasts to support business and credit decisions.
EDUCATION
Andhra University
Bachelor of Commerce - BCom, Accounting and Finance
MVGR College of Engineering
Master of Business Administration - MBA, Finance and Financial Management Services
ABOUT SAISRIRAM NAMBURI
Results-oriented Credit Analyst with 6 years of experience managing credit risk portfolios for US, APAC, and UK markets. Expert in end-to-end financial statement analysis, projecting cash flows, and assigning internal risk ratings using Moody’s/S&P methodologies. Proven track record in transitioning raw financial data into actionable credit insights for multi-million dollar exposures. Proficient in Covenant Monitoring, ESG Risk Assessment (C-ESGRA), and regulatory compliance across diverse geographies.
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