Saibabu Rao
Zonal Receivable Manager @Bank Of Baroda
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WORK HISTORY
Zonal Receivable Manager @Bank Of Baroda
KEY HIGHLIGHTSExperienced in driving effective debt management strategies and optimizing collection processes, I have consistently delivered exceptional results in minimizing risk and maximizing recovery. Here are some key highlights of my achievements:• Successfully reduced the SMA (Special Mention Accounts) book through strategic collection efforts, showcasing a proactive approach to resolving outstanding debts.• Implemented targeted measures to enhance collection efficiency, leading to significant improvements in recovery rates and overall portfolio performance.• Proactively prevented the slippage of accounts from performing to non-performing status by implementing robust risk management practices and timely interventions.• Demonstrated strong coordination skills by liaising with field vendors, branches, CRM teams, Zones, and Regional Offices to streamline collections processes and achieve targeted outcomes.• Fostered a culture of collaboration and communication by regularly engaging with 17 Regional Offices, 3 Zonal Offices, and over 900 branches, ensuring alignment and synergy in collections efforts organization-wide.With a proven track record of driving results in debt management, I am committed to leveraging my expertise to contribute to the success of any organization. Specialties: Credit Management, Portfolio Management, Risk Management, Collections & Recovery, Operational Strategy & Execution, Fraud Monitoring & Control, Recovery of Outstanding Payments, Process Excellence, Team Management
EDUCATION
University
PG Diploma
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Diploma
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B.Com
ABOUT SAIBABU RAO
With a rich and diverse career spanning over 26 years in Sales, Credit Management…
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