Sahil Rathi

About Sahil Rathi

I am a BSA/AML and financial crimes professional with 4+ years of experience in transaction monitoring, OFAC, CDD, and model validation. I specialize in delivering regulatory-aligned validations and testing, and risk assessments, and I bring strong technical and consulting skills to complex financial crime engagements.Key areas of expertise include- Model Risk & Validation – Conducting validations under SR 11-7 and OCC 2011-12, drafting regulatory-ready reports, and tying observations to supervisory guidance- Regulatory Remediation – Leading historical lookback projects for high-risk payments and managing investigations teams to meet critical remediation timelines- Systems & Implementations – Supporting new product launches (e.g, real-time payments), ISO 20022 testing, and data warehouse migrations (on-prem to cloud)- Stakeholder Engagement – Presenting findings to senior management, managing client relationships, and coordinating across multi-stakeholder projects- Advanced Analytics – Leveraging R, SQL, and Tableau to enhance detection, reduce inefficiencies, and provide actionable insights.I am a CAMS-certified professional with a background of B.S in Computer Engineering and M.S in Management Information Systems, concentrating in Business Analytics. Looking ahead, I am particularly interested in how AI, machine learning, and RegTech will transform AML compliance by improving both effectiveness and efficiency.

Experience

1. Manager

   Matrix USA

   Mar 2026 — Present · Jersey City, NJ, US

Education

• Thakur Polytechnic

  Diploma in Engineering, Computer Engineering

• Northern Illinois University

  Master of Science - MS, Management Information Systems, Specializing in Business Analytics

• University of Mumbai

  Bachelor of Engineering - BE, Computer Engineering