Sahil Utreja
Vice President - Wholesale Credit Risk Group (Financial Institutions - Non Banks) @HDFC Bank
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WORK HISTORY
Vice President - Wholesale Credit Risk Group (Financial Institutions - Non Banks) @HDFC Bank
Mumbai, IN
Working as senior credit manager in the Wholesale Banking Credit risk group of the bank handling loan portfolio of Western region NBFCs Managing along with team of credit managers covering around ~100 companies Discretionary power to approve credit proposals Assessing, underwriting and reviewing of risk in new /existing credit proposals for various lending and treasury proposals submitted by business Interacting pro-actively with relationship teams, clients and other industry participants to assess the main risks and propose mitigants at various stages of credit process Maintaining TATs so as to better service both internal and external customers Tracking of various sectoral trends and regulatory developments and assessing impact on the portfolio Monitoring of portfolio on an ongoing basis, early warning identifications and working on appropriate account strategy with various internal teams in line with Bank’s risk appetite Working on new projects/innovative ideas to strengthen the existing underwriting and monitoring framework Formulating credit policy and process for the Bank’s lending to NBFCs Ensuring compliance with regulatory guidelines and addressing audit requirementsAchievement – ‘Silver Star’ award for creating credit assessment note framework for NBFCs
EDUCATION
CFA Institute USA
CFA
Delhi University
B. Com (Hons)
SKILLS
ABOUT SAHIL UTREJA
Over 15 years of experience in credit underwriting and risk assessment of companies in financial institutions with few of the best companies in India such as HDFC Bank, Kotak bank, CRISIL Ltd (part of S&P group). Strong domain expertise and understanding of Non-Banking Financial Companies (NBFCs), capital market entities, banks, asset reconstruction companies etc.You can reach out to me on s••••••••@gmail.com
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