Sahil Pal

Associate Credit Analysit at Writer Information

Role
Associate Credit Analyst at Writer Information
Location
Nashik, MH, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

Experience

  1. Associate Credit Analyst

    Writer Information

    Feb 2024 — Present · Nashik, IN

    Credit Underwriting :•Handling credit operations form login to disbursement.•Handling credit and operational issues.•Expertise in preparation of CMA (Capital Credit Assessment)/CAM (Credit Analysis Memorandum) data and banking analysis as per various BIL and Working Capital Loans.•Calculation of MPBF Norms (Maximum Permissible Bank Finance) by (Naik Committee)- Turnover Method (Tandon Committee)- Method 1 and Method 2•Ratio Analysis - Current Ratio,EBITDA Margin,Debt to Equity, Inventory Turnover,Etc.•Analysis of Complete File including the Last 6 months banking, ITR\'s, Balance sheets, Profit & loss, CIBIL, Commercial CIBIL, Bank Statement, Perfios, Sanction letter and GST and Checking the Do ability of the case.•Well acquainted with various LOS (loan operating systems) and with latest Credit and KYC norms.

Education

  • Savitribai Phule Pune University

    B.Com

    2018 — 2021

  • Dr. Moonje Institute of Management & Computer Studies

    Master of Business Administration - MBA

    2021 — 2023

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Sahil Pal — Associate Credit Analyst at Writer Information in Nashik, MH, IN | Unifers