Sagar Vakil
Product & Partnerships | Driving New Initiatives, Digital Transformations, Process Optimisation & Re-engineering | SCF, Retail Lending & Farmer Funding
- Role
- Assistant Vice President at Axis Bank
- Location
- Mumbai, IN
- LinkedIn followers
- 500 followers
About Sagar Vakil
With over 11 years of experience across ITES, FoodTech, Media, and Banking industries, I bring a diverse and dynamic perspective to digital transformation and innovation. My career journey has taken me from IT-enabled services to reshaping business models in service industries, and now to driving strategic initiatives in the financial sector. This unique trajectory enables me to blend cross-industry insights with a forward-thinking approach. Currently, as AVP - New Projects & Digital Initiatives at Axis Bank, I specialize in crafting seamless, high-conversion loan journeys through automation, risk-based pricing, and process optimization. My work has led to the successful launch of a fully digital loan sanctioning process, significantly reducing turnaround time, increasing login volumes, and optimizing sales costs. I have also pioneered initiatives like digitized loan disbursements, self-service applications, and streamlined processes, all aimed at enhancing efficiency and customer satisfaction. Key Highlights of My Expertise: • Driving digital transformation and Straight Through Processing (STP) journeys for efficiency. • Building and managing strategic relationships to ensure impactful outcomes. • Creating cash-flow-based lending solutions including Working Capital Loans, Business Loans, Supply Chain Financing, Consumption Loans, and Farmer Funding. • Leading process development, optimization, and operational excellence. • Designing fintech products with a focus on scalability, accessibility, and customer-centric innovation. • Client acquisition and portfolio management. Fuelled by a profound interest in strategic partnerships, fintech innovation, and next-generation lending, I thrive on bridging the gap between market needs and financial institutions. My focus is on leveraging technology and analytics to unlock market potential, improve access to liquidity for creditworthy businesses, and promote responsible borrowing. I envision an ecosystem where fintechs, NBFCs, and traditional banks collaborate to foster innovation and financial inclusivity. By driving data-driven decision-making and GTM strategies, I aim to enable deep market penetration and redefine the lending landscape. Let’s connect to collaborate on shaping the future of #FinTech and delivering tailored digital solutions that empower businesses and elevate customer experiences!
Experience
Assistant Vice President
Jun 2024 — Present · Corporate Office - Mumbai, IN
AVP - New Projects & Digital Initiatives Driving Digital Transformation | Strategic Leader in Innovation & Process Optimization About MeAs AVP - New Projects & Digital Initiatives at Axis Bank, I lead impactful digital transformation projects that streamline processes, enhance efficiency, and deliver measurable results. With a focus on innovation and operational excellence, I specialize in redesigning systems and driving initiatives that align with business goals and customer success. Key Achievements:• Transitioning to Salesforce-Powered LOS: Spearheaded the migration to a modern Loan Origination System for Working Capital and Business Loans.• Revolutionizing the DSA Ecosystem: o Reduced onboarding time from 2 weeks to just 48 hours.o Improved payout frequency to twice weekly from a monthly cycle.o Launched a digital platform enabling DSAs for lead creation, servicing, and streamlined payouts.• Optimizing Processes: Led UAT testing, KYC digitization, agreement and application form automation, and API integration, resulting in enhanced efficiency across workflows.• Implementing CASA Co-Origination: Designed and executed co-origination processes in Working Capital and Business Loan journeys, aligning with CASA objectives. Let’s Connect!I’m passionate about leveraging technology to solve challenges and unlock new opportunities. If you’re interested in collaboration or exploring innovative ideas, feel free to reach out!
Education
Sikkim Manipal University - Distance Education
Master of Computer Applications (MCA)
2011 — 2013
Gujarat University
Bachelor of Computer Application
2006 — 2009
Find verified contacts for anyone on LinkedIn
Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.
Free plan included · No credit card required
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.