Sagar Atone

Area Credit Manager @Utkarsh Small Finance Bank

Nagpur, IN

Managed a team of credit managers to ensure timely loan approvals and rejections based on company policies and potential revenues.• Conducted regular policy and process training sessions with branch teams to ensure compliance with regulations.• Monitored loan payments and bad debts to minimize financial risks.• Achieved a significant reduction in default rates by implementing a more stringent underwriting process.• Developed skills in risk assessment, financial analysis, and portfolio management while achieving targets for loan approvals and minimizing credit risk.

M.J. College of Commerce

Master of Business Administration - MBA