Sagar Deshpande

About Sagar Deshpande

I’m a Product Leader with 13+ years of experience across software product management, new product development, and scaling large enterprise and fintech platforms. My work spans the full product lifecycle—0–1 product journeys, roadmap design, solution shaping, and driving products from idea to adoption.I’ve built and managed technology products for major global banks and fintechs in lending, operational payment performance, digital banking, customer loyalty, and AI/ML-led decisioning. A large part of my experience sits in operational intelligence and payments, where I focus on turning complex workflows into intuitive, insight-rich, data-driven products that deliver clear business outcomes.Over the years, I’ve worked end-to-end across lending ecosystems—originations, credit risk assessment, servicing, collections, and recoveries—and advised on digital channel consolidation and modernization initiatives. I’ve also partnered on financial risk, compliance, and cloud CRM programs, including Salesforce implementations.I enjoy working across domains, technologies, and geographies to build deeper capability in product strategy, platform thinking, and business consulting. I’ve led high-performing agile squads, shaped cross-functional delivery, and helped establish strong product practices around metrics, feedback loops, and customer-led enhancement cycles.Technically, I’ve worked across the spectrum—from legacy systems to cloud-native, API-first, AI-driven platforms—which helps me bridge business outcomes with engineering realities. I’m at my best when solving complex problems, aligning teams around a clear vision, and building products that scale.

Experience

1. Lead Product Manager - Technical

   Mastercard

   Sep 2024 — Present · Pune, IN

   Leading product strategy and innovation for a real-time anomaly detection and alerting platform that enhances operational efficiency across Mastercard’s global payments ecosystem. Focused on delivering intelligent, user-centric features that align with the program’s North Star metric and drive measurable impact.Key Responsibilities & Achievements:Own the product roadmap, feature development, and in-product experience for a core operational insights platform.Spearhead AI adoption through POCs in classical pattern detection and predictive recommendations.Drive innovation by identifying new opportunities, validating ideas, and translating them into impactful product features.Collaborate with engineering, product marketing, data science, and operations teams to deliver scalable, real-time monitoring solutions.Ensure continuous alignment with business goals and user needs through data-driven decision-making. Focus Areas: Real-time Monitoring, AI/ML Integration, Card Payments’ Operations, Data Insights Skills: Product Strategy, Predictive Insights, Innovation Leadership, Cross-functional Collaboration

Education

• SIES College of Management Studies - India

  PGDM, Finance

  2010 — 2012

• Fergusson College

  B.Sc(Comp. Sci.), Computer Science

  2006 — 2009

Skills

• Salesforce.com
• Finance
• Requirements Gathering
• Financial Modeling
• People Skills
• Customer Relationship Management (Crm)
• Equities
• Data Analysis
• Oracle
• Business Analysis
• Requirements Analysis
• Payments
• Management
• Consulting
• Analysis
• Functional Testing
• Business Development
• Siebel
• Business Intelligence
• Consumer Lending
• Market Research
• Capital Markets
• Team Leadership
• Group Dynamics
• Sector Analysis
• Teamwork
• Banking
• Risk Management
• Team Management
• Retail Banking
• Sdlc
• Corporate Finance
• Derivatives
• Financial Analysis
• Analytics
• Business Strategy
• Investments
• Portfolio Management
• Competitive Analysis
• Vendor Management