Sadasivan Balakrishnan
Credit Risk | Risk Rating | Credit Underwriting| ESG Enthusiast
- Role
- Senior Consultant at EY
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Sadasivan Balakrishnan
There are people who make things happen, there are people who watch things happen, and…
Experience
Senior Consultant
Oct 2021 — Present · Mumbai, IN
Projects Undertaken.I. Leading Middle East Bank •Credit Policy Formulation Preparation of credit policy for the setting of its subsidiary thereby enabling the bank to achieve Cutover engagement (> USD 1 mn) and Credit Policy (USD 125k). This involved detailed gap analysis of the Group policies and ensuring that the subsidiary laws aligned with the local regulations of the subsidiary. Received accolades for the project delivery.•Credit Risk Detailed gap analysis of credit risk policies and submission of the same to the Group Head office as per the below details:• IFRS9 ECL impairment model development & validation requirements.• Credit Risk modeling and development, PD/LGD/EAD/ IRB modeling.II. Leading Global Bank • Undertaking high-quality industry, competitors, & client-level analysis of Corporates for the Global Relationship Management Team. • Analysis of financial documentation and supplemental data to support lending decision-making and recommending credit requests to appropriately meet business needs. • Detailed credit analyses in support of new and existing business relationships and preparation of New Credit Proposals, Annual Reviews from time to time for credit underwriting• Providing technical advice and assisting Sector Teams as needed and undertaking QC tasks for the analyst/Sr. analysts • Ensure that all work is delivered within agreed timeframes, and PLAs and ensure that required high-quality standards are adhered to. • Collaborating with team members, Local RMs, and other parts of GBM including GRB in the United Kingdom/Europe, China, and North America as required to ensure timely delivery of the credit paper.
Education
CFA Institute
Cleared CFA USA LEVEL 1, Finance
2016 — 2016
CFA Institute
Cleared CFA LEVEL 2, Finance,
2018 — 2019
SIES College of Management Studies - India
Master of Business Administration - MBA, FINANCE
2007 — 2009
University of Mumbai
Bachelor of Commerce - BCom
2003 — 2006
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