Sachin More

About Sachin More

As a seasoned Credit Control Specialist with over 17 years of experience, I have successfully managed credit risk and ensured adherence to credit policies for various organizations. My expertise lies in credit control policy management, debt collection, master sheet management, coordination with retailers and external agencies, accounts receivable and accounts payable management, audit work, management information reporting (MIS), special projects, and regulatory compliance.Throughout my career, I have been responsible for defining and updating credit control policies, efficiently chasing overdue invoices through various channels, maintaining accurate records of all chasing activities, and proposing appropriate actions to avert indebtedness. I have also excelled in managing the preparation and maintenance of the Master Sheet, coordinating with retailers and external agencies for smooth collection of bills, and overseeing accounts receivable and accounts payable processes.My proficiency in audit work, including statutory audits and limited reviews, as well as my experience in preparing management information reports and handling special projects, has contributed to improving overall financial performance and streamlining operations. Furthermore, I have ensured compliance with tax authority regulations and laws, providing accurate and timely reporting of financials.With a strong track record of success in credit control and financial management, I am a results-oriented professional who is adept at analyzing data, designing processes, and implementing efficient solutions. I am committed to driving financial success through strategic credit control practices and effective debt management, while maintaining excellent relationships with retailers and other stakeholders.

Experience

1. Credit Controller

   Armacell

   Aug 2025 — Present · Pune, IN

   Detail-oriented and proactive Credit Controller leading the complete OTC cycle for a leading insulation manufacturing organization. Responsible for strengthening credit governance, improving cash flow, minimizing overdues, and leading a high-performance credit control team while collaborating with Sales, Customer Service, Logistics, and Finance teams. Credit Management-Assess and approve customer credit limits based on internal risk policies and financial evaluation.Conduct annual credit reviews based on latest creditworthiness assessment and sales forecast. Administer and manage Trade Credit Insurance policy.Implement structured credit control processes to minimize bad debts and improve cash flow. Collection, Dispute Resolution & Stakeholder Coordination-Monitor AR aging and proactively follow up on overdue invoices through calls, emails, and reconciliations.Resolve billing disputes in coordination with Sales, Logistics, and Customer Service teams. Ensure timely customer balance confirmations as per company policy.Coordinate with legal consultants and recovery agencies for escalated recovery cases.OTC Process Ownership Team Management & LeadershipLead, mentor, and supervise the Credit Control team to ensure achievement of collection targets.Allocate portfolio/customer accounts among team members based on region and risk exposure.Conduct regular review meetings to track overdue status and recovery actions.Train team members on credit policy, dispute handling, and ERP processes.Drive performance improvement initiatives to enhance team productivity and accountability. Reporting & AnalysisPrepare Monthly AR Aging Reports, Overdue Analysis & Credit Dashboard for management review.Prepare Sales MIS (Region & Segment-wise analysis).Monthly accrual of customer incentives & commissions as per distributor agreements.Support month-end and year-end closing activities related to receivables. Internal Control & Compliance

Education

• Savitribai Phule Pune University

  Master of Business Administration (MBA), Finance

  2007 — 2009

• YC Pachwad Satara

  Bachelor of Commerce (B.Com.), Advance Acccount

  2003 — 2006

• Savitribai Phule Pune University

  Bachelor of Laws - LLB, Law

• Savitribai Phule Pune University

  M Com, Advance Accounting

  2011 — 2013

Skills

• Maintaining Strong Client Relationships
• Mis
• Budgeting
• Tds
• Account Reconciliation
• Sap
• Budgets
• Sales Tax
• Accounts Receivable
• Collections