Sachin Chikne
Credit Manager Saraswat Co. Operative Bank Ltd.
- Role
- Credit Manager - Prime Lap at Saraswat Bank
- Location
- Surat, GJ, IN
- LinkedIn followers
- 500 followers
About Sachin Chikne
I am Sachin Chikane. My qualification is Graduate in commerce stream. I am also pursuing MBA in Finance stream. I having more then 11 years credit experience in Home Loan & Mortgage Loan. Having team handling knowledge and expertise.
Experience
Credit Manager - Prime Lap
Sep 2025 — Present · Surat, IN
Working as a Credit Manager in Prime LAP Department- Currently, I am handling of 2 location Surat and Vapi in Gujarat- QC Checked by logging in file documents (Balance Sheet, P&L Account, Capital Account, Salary Slip Or Certificate, Bank Statements, KYC of Customers, Loan Records Etc.)- Checking of manual cibil of customer which has been generate by CPA- Tele PD is done for Bank Salaried customers from whose PF is deducted from their salary- Physical PD is done for Bank Salaried customer whose PF is not deducted from their salary- Physical PD done for Self-employed customers at their business premises & verified of their sales and purchase records even verified of their sales & purchase trade reference details- Streamlined the documents collection process if any pendency of documents- Daily reporting to Regional Credit Manager for Login Files, PD, Recommendation & Sanctions activity before end of the day- I am help to operation team for disbursement process of Surat and Vapi location- Doing the resolution of audit queries of Surat and Vapi branch- Get the follow up of OTC & PDD from sales and ops team and resolved it.
Education
Dr. Babasaheb Ambedkar Technological University
Bachelor of Commerce - BCom, Accounting and Finance
Manipal University Jaipur
Master of Business Administration - MBA, Accounting and Finance
Skills
- Commercial Banking
- Branch Banking
- Mortgage Lending
- Cross Selling
- Financial Services
- Financial Analysis
- Retail Banking
- Mis
- Banking
- Risk Management
- Team Management
- Portfolio Management
- Loans
- Corporate Finance
- Finance
- Financial Risk
- Credit
- Credit Risk
- Credit Analysis
- Relationship Management
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