Sachin Chikne

Credit Manager Saraswat Co. Operative Bank Ltd.

Role
Credit Manager - Prime Lap at Saraswat Bank
Location
Surat, GJ, IN
LinkedIn followers
500 followers

About Sachin Chikne

I am Sachin Chikane. My qualification is Graduate in commerce stream. I am also pursuing MBA in Finance stream. I having more then 11 years credit experience in Home Loan & Mortgage Loan. Having team handling knowledge and expertise.

Experience

  1. Credit Manager - Prime Lap

    Saraswat Bank

    Sep 2025 — Present · Surat, IN

    Working as a Credit Manager in Prime LAP Department- Currently, I am handling of 2 location Surat and Vapi in Gujarat- QC Checked by logging in file documents (Balance Sheet, P&L Account, Capital Account, Salary Slip Or Certificate, Bank Statements, KYC of Customers, Loan Records Etc.)- Checking of manual cibil of customer which has been generate by CPA- Tele PD is done for Bank Salaried customers from whose PF is deducted from their salary- Physical PD is done for Bank Salaried customer whose PF is not deducted from their salary- Physical PD done for Self-employed customers at their business premises & verified of their sales and purchase records even verified of their sales & purchase trade reference details- Streamlined the documents collection process if any pendency of documents- Daily reporting to Regional Credit Manager for Login Files, PD, Recommendation & Sanctions activity before end of the day- I am help to operation team for disbursement process of Surat and Vapi location- Doing the resolution of audit queries of Surat and Vapi branch- Get the follow up of OTC & PDD from sales and ops team and resolved it.

Education

  • Dr. Babasaheb Ambedkar Technological University

    Bachelor of Commerce - BCom, Accounting and Finance

  • Manipal University Jaipur

    Master of Business Administration - MBA, Accounting and Finance

Skills

  • Commercial Banking
  • Branch Banking
  • Mortgage Lending
  • Cross Selling
  • Financial Services
  • Financial Analysis
  • Retail Banking
  • Mis
  • Banking
  • Risk Management
  • Team Management
  • Portfolio Management
  • Loans
  • Corporate Finance
  • Finance
  • Financial Risk
  • Credit
  • Credit Risk
  • Credit Analysis
  • Relationship Management

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Sachin Chikne — Credit Manager - Prime Lap at Saraswat Bank in Surat, GJ, IN | Unifers