Ryan Mastil

About Ryan Mastil

Highly focused, motivated and experienced hands-on leader, with a history of demonstrated achievements contributing to superior corporate performance through expert alignment of financial initiatives and operational goals with organizational objectives for a major financial services institution.* Consistent track record of significant achievements in finance, business operations management, and process improvement with collaborative relationships across multiple departments.* Skilled in staff development, product cultivation, strategic planning and execution, revenue growth, and cost optimization, along with a digital-first mindset.* Energetic decision-maker and problem-solver focused on developing effective financial solutions and driving enterprise execution and accountability for results while ensuring the continuous delivery of enhanced profitability.Areas of Expertise* Financial Leadership * Key Advisor to Executives * Risk Management * Long Term Planning * P&L Management * Reporting and Forecasting * Process Improvement* Analytics* Enterprise-Wide Operations* Team Leadership/Mentoring* Cost Containment* Strategic Presentations Career Achievements* Citizens Bank. Leads the design, development, and P&L management of all deposit products within business banking; executed a simplification initiative which reduced deposit products by 60% streamlining decisions for customers.* Citizens Bank. Oversaw P&L for a portfolio of $38B in loans across Auto, Student Loans, Home Equity, and Installment accounts, sustaining $1B in annual revenue.* Citizens Bank. Managed expenses to achieve $6M in annual savings on approximately $100M in spend.* Citizens Bank. Consolidated two lines of businesses inclusive of financials, reporting, incentive, and systems.Email me at r••••••••@citizensbank.com or call me at (21••••••67.

Experience

1. Head of Business Banking Strategic Execution

   Citizens

   Dec 2025 — Present · West Conshohocken, PA, US

   Champion and execute strategic priorities that deliver sustainable growth and measurable impact. Drive enterprise-wide alignment and collaboration across customer coverage, digital engagement, and partner ecosystems to maximize value creation, accelerate performance, and ensure streamlined execution.

Education

• Drexel University

  MBA, General

• Bucknell University

  BSBA, Accounting, Religion

Skills

• Credit
• Financial Analysis
• Treasury Management
• Commercial Banking
• Coaching
• Leadership
• Performance Management
• Forecasting
• Banking
• Risk Management
• Process Improvement
• Change Management
• Management
• Strategic Planning
• Portfolio Management
• Budgets
• Loans
• Finance