Russell Cowman

About Russell Cowman

I am a founding member of the Capital of Texas Group at Morgan Stanley and I am a Portfolio Manager.My focus as a Retirement Income Certified Professional is on helping clients set and achieve their financial goals in order to help manage their retirement income to and through retirement. I believe, a generation ago, financial planning was relatively straightforward – people focused on wealth accumulation and then looked to shift assets into conservative instruments to seek retirement income and principal stability. Today is more complex, and striving to turn a lifetime of savings into a lifetime of sustainable income for people who are living longer, healthier, and more active lives means attending to a wide range of issues simultaneously.For the past two decades, I have developed long-term relationships with my clients while helping them to navigate the complex financial world towards retirement. Together, we help navigate questions that may seem daunting:Do I have enough money to live for 20 to 30 years in retirement?What shall I expect for inflation?Can my portfolio weather a market downturn?My commitment to my clients is defined by three core tenets: Focus, experience and understanding. I seek to achieve this for clients in several ways:My use of interactive tools seek to transform client ideas into clear goals with a plan for working toward achievementMy commitment to actively listening to clients, being accessible to clients, and sharing relevant information with them helps maintain a more connected and better informed relationshipsMy ability and willingness to leverage the global resources of Morgan Stanley on behalf of my clients helps provide them with a local, personalized approach with the backing of an international wealth management firm.NMLS# 12•••55

Experience

1. Vice President, Financial Advisor, Senior Portfolio Manger with the Capital of Texas Group

   Morgan Stanley

   Apr 2009 — Present

   My primary focus helping people set and achieve their financialgoals in order to manage to and through retirement.©2024 Morgan Stanley Smith Barney LLC (‘MSSB’), member SIPC reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. MSSB will not accept purchase or sale orders via social network messaging systems. MSSB is not responsible for content posted by third-parties. MSSB does not provide tax or legal service.The information or content made available on this profile does not provide individually tailored investment advice and is not an offer to buy or sell any security or to participate in any investment strategy.MSSB Financial Advisors may only transact business, follow-up with individualized responses, or render personalized investment advice for compensation, in states where they are registered or excluded or exempted from registration. Designations and/or awards are not indicative of a Financial Advisor\'s past or future performance. No fee is paid in exchange for any award. For important information about any registrations, designation(s) and/or the ranking methodology for any award[s] listed, please see https://advisor.morganstanley.com/the-capital-of-texas-group. The information or content is for US residents only and subject to the following disclosures: Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please visit us at or consult with your Financial Advisor to understand these differences.NMLS#: 12•••55

Education

• The University of Texas at Austin

  Bachelors of Business Administration

  1984 — 1987

• St. Edward's University

  Finance, General

  1983 — 1984