Russell Skinner

Vice President - Commercial Lender @Enterprise Bank & Trust

CA, US

I play a pivotal role in driving the growth and quality of the bank’s loan portfolio by providing strategic oversight of lending activities. I specialize in assessing credit risk, structuring, and reviewing both new and existing loan transactions, ensuring that all lending decisions are in line with our rigorous risk management standards and contribute to sustainable portfolio growth. This involves a deep analysis of financial statements, industry trends, and borrower performance to identify potential risks and recommend appropriate mitigants.I lead the development and mentorship of junior credit staff, guiding them in credit analysis, underwriting techniques, and risk assessment best practices. By providing hands-on training and advice, I help build a strong, knowledgeable team that can uphold the bank’s credit quality and service standards.As a key presenter for high-value transactions before the loan committee, I articulate the credit rationale and financial insights with clarity, addressing any potential concerns from decision-makers. I collaborate with Relationship Managers, Executive Leadership, and other stakeholders to ensure alignment on risk appetite and strategic objectives, playing a central role in the approval process and execution of complex lending deals.