Rushikesh Palve
Assistant Manager at DCB Bank | Specialist in High-Value Loan Processing & Client Retention | 4+ Years in Retail Banking, Rural Lending & Sales
- Role
- Assistant Manager at Dcb Bank
- Location
- Nashik, MH, IN
- LinkedIn followers
- 500 followers
About Rushikesh Palve
Banking professional with 4.5+ years of experience in Home Loans, Loan Against Property (LAP), and retail banking sales. Currently serving as an Assistant Manager at DCB Bank, managing Nashik’s loan portfolio with ₹1 Cr+ in monthly disbursements.Proven expertise in customer relationship management, business sourcing, cross-selling, and financial portfolio management. Strong knowledge of KYC, RBI regulations, and banking compliance.Previously worked as a Relationship Officer at Axis Bank, specializing in retail and rural lending, new customer acquisition, and sales strategy.Seeking opportunities to drive business growth, optimize portfolio management, and contribute to the success of financial services
Experience
Assistant Manager
Nov 2024 — Present · Nashik, IN
As an Assistant Manager at DCB Bank Ltd, I oversee the Home Loan (HL) and Loan Against Property (LAP) portfolio for Nashik branches. I manage a diverse loan portfolio, achieving monthly disbursements exceeding ₹1 Cr while consistently surpassing targets. My role involves guiding customers through eligibility checks, documentation, and loan approvals to ensure seamless processing and high satisfaction. I build and maintain strong client relationships, driving retention and referrals, and actively engage high-net-worth individuals (HNWIs) for loan products. Collaborating with underwriting and credit teams, I assess loan risks and facilitate approvals for high-value loans while ensuring strict compliance with KYC norms, RBI regulations, and banking policies. Additionally, I promote and cross-sell credit cards, insurance, and investment products to boost revenue. By establishing strategic partnerships with real estate developers and financial consultants, I generate quality leads, further strengthening the bank\'s market presence.
Education
Savitribai Phule Pune University
Master of commerce
2021 — 2023
Savitribai Phule Pune University
Bachelor of Commerce - BCom
2017 — 2020
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