Rushikesh Malbhage
| Credit Operation Officer - DBS Bank(Development Bank Of Singapore)| MBA- Finance | Banker | Trader|
- Role
- Credit Operation Officer at DBS Bank
- Location
- Pune, MH, IN
- LinkedIn followers
- 500 followers
About Rushikesh Malbhage
Branch credit Operation officer at DBS Bank| Driving Financial Solutions & Risk Management With almost 2 years of experience in credit underwriting and risk assessment, I specialize in evaluating loan applications, analyzing financial data, and ensuring responsible lending practices for [Home Loans, LAP & Mortgage Loan]. At HDB Financial Services and Bajaj Housing Finance, I manage the end-to-end credit process, from application review to disbursement, delivering tailored financial solutions that empower clients while mitigating risk.Passionate about financial inclusion and leveraging data-driven insights to support business growth. Skilled in credit verification, financial document analysis, and compliance with lending regulations. Always eager to connect with industry professionals to share knowledge and explore opportunities. Open to networking | Let’s discuss innovative lending strategies!#Credit Management #Financial Services #Risk Assessment #Sanction #Lending\"#Disbursement.
Experience
Credit Operation Officer
May 2025 — Present · Pune, IN
Handing day to day mortgage operational activity, such as login mortgage application & processing the same.*Responsible for servicing and processing Mortgage loan application /customer for his/her territory.*Follow-up with vendors for getting the reports on time. Handover of credit file to credit underwriter for decisioning.*Ensure receipt of title documents and vetting completion by external lawyer.*Ensure the disbursal documents are prepared with the coordination of branch team & centralized operations and upload in required in SFW and submit to CBG Operations.*Maintaining the TAT less than 3 days from final approved to disbursement. Discrepancy Completion - Post Disbursal Need to submit the original Documents to CBG Ops within TAT Insurance Pendency follow-up & completion. Following with finance team for Legal & Tech Vendor Payment
Education
Sinhgad Institute Of Management
MBA
2022 — 2024
Mahatma Basweshwar Mahavidyalaya, Latur
Bachelor of Commerce
2017 — 2020
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