Rushikesh Chandile
Product Consultant | ExperianPowerCurve | Credit Decisioning & Strategy Management
- Role
- Product Consultant at Experian India
- Location
- Pune District, MH, IN
- LinkedIn followers
- 500 followers
About Rushikesh Chandile
Experienced 6+ years as a PCSM/PCO developer with a demonstrated history of working in the lending in Banking/Finance domain. Hands-on experience in rule writing, strategy deployment, UAT, performance monitoring.Knowledge of credit risk KPIs (FOIR, LTV, CIBIL, DPD buckets, NPA norms).Familiarity with RBI guidelines & Basel norms.skilled in PCSM, PCO, JIRA, Confluence, SOAP, and Postman.
Experience
Product Consultant
Jan 2026 — Present · Mumbai, IN
Act as Product Consultant for Experian PowerCurve Origination (PCO) and PowerCurve Strategy Management (PCSM), supporting end-to-end credit decisioning and strategy lifecycle.• Collaborate with business stakeholders to understand lending requirements and translate them into functional product configurations and decision strategies.• Design, configure, and optimize origination workflows, decision rules, scorecard integrations, and strategy trees to improve approval rates and portfolio performance.• Lead implementation activities including requirement gathering, solution design, UAT support, production deployment, and post-go-live stabilization.• Work closely with cross-functional teams (Business, Engineering, QA, and Operations) to deliver scalable, compliant, and high-quality solutions.• Support integration of bureau data, third-party services, and internal systems into PowerCurve platforms.• Analyze portfolio performance and recommend strategy enhancements using PCSM to improve risk control and customer experience.• Provide production support, root cause analysis, and issue resolution for decisioning flows and strategy executions.• Prepare functional documentation, solution artifacts, and knowledge transfer for clients and internal teams.• Enable clients through product training, workshops, and best-practice guidance.
Education
Maharashtra Institute of Technology Aurangabad
Bachelor of Technology, Electrical, Electronics and Communications Engineering
2016 — 2019
Government Polytechnic Aurangabad
Diploma, Electrical, Electronics and Communications Engineering
2013 — 2016
CDAC ACTS PUNE
PG-eDAC, Information Technology
2020 — 2021
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