Rupesh Thakur
Sr. Branch Credit Manager
- Role
- Sr Branch Credit Manager at Navadhan Capital
- Location
- Agra, UP, IN
- LinkedIn followers
- 500 followers
About Rupesh Thakur
Key responsibilities-Comprehensive study & credit evaluation of financials & banking of applications to measure their worthinessConducting face to face personal discussion with customers at their business place.Regular interaction and training of channels, vendor agencies in order to fulfill verification requirements regarding time taken, service norms adhered to and quality of work.Process compliance to maintain the process flow as required by the system for sanction and disbursement of MSME Funding.Interaction with the sales and operations to ensure quality booking, customer service, data accuracy and audit control.Monitoring non starters, delinquency, ensuring follow up of bounced EMI cases for earliest recovery by co-ordination with sales & collections and also visiting customers for collections.Direct case recommendation to Sanction team for sanctioning.Direct reporting to RCM SIR.
Experience
Sr Branch Credit Manager
Nov 2025 — Present · Dholpur, IN
Key Responsibilities:Credit Appraisal & Risk Assessment: Analyzing loan applications for Business Loans (BL), and Loan Against Property (LAP).Pre-Sanction: Assessing credit risk, checking CIBIL, and conducting personal discussions.Customer Profiling & Verification:Conducting Personal Discussions (PD) with borrowers, visiting business sites, and verifying KYC.Financial Analysis:Reviewing ITRs, bank statements, and GST returns to assess income and repayment capability.Risk Mitigation & Compliance: Identifying potential risks (default, fraud) and ensuring adherence to internal policies and RBI regulations.Loan Documentation & Approval: Finalizing loan terms, validating legal documents, and approving/rejecting loans.Portfolio Management: Monitoring portfolio quality, tracking EMI bounces, and analyzing.
Education
Dr. B. R. Ambedkar University, Agra
Bachelor of Arts - BA, Art/Art Studies, General
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