Ruchita Chaudhary

Senior Investment Officer @IFC - International Finance Corporation

Washington, DC, US

Special Operations Department (restructuring group); May 2010 - Present- Manage a portfolio of distressed and non-performing assets in IFC’s loan and equity book - Focus primarily on North and Sub-Saharan Africa, Middle East, Central and Latin America, and the Caribbean regions focusing on both infrastructure and manufacturing industries ensuring portfolio credits adhere to risk management policies- Negotiate and restructure non-performing loans to maximize net recovery value. Evaluate new investment capital to distressed portfolio companies in certain cases to restore operational stability. Design, structure, and implement term sheets and legal agreements for the purpose of restructuring investments- Conduct detailed due diligence including evaluation of business plan, valuation, liquidity, and debt service capacity- Perform quarterly valuations of portfolio assets and recommend equity write-downs and loan loss reserves- Coordinate interaction with various departments in cases of portfolio distress and implement training of portfolio management departments on distressed credit analysis- Developed a risk framework and credit policy for the corporation with a specific focus on distressed credits

Penn State University

Bachelor of Science (BS), Accounting and International Business