Ruchir Pradhan
Digital Lending | RBI Compliances, Testing & Inspections, Internal & Statuory Audits | Co-Lending | Insurance Distribution Business l Digital Payments -BBPS & UPI TPAP | Operations | D2C Journeys.
- Role
- Astt Senior Vice President at Mahindra Finance
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Ruchir Pradhan
Chartered Accountant with over 18 years of experience in Loan Asset Operations (Secured & Unsecured Loans), RBI Compliances, Statutory and Internal Audits, Digital Initiatives, Business Partnering, Process policy & Governance, F&A and Branch Operation.Achievements:• Head of Regulatory Compliances & Business Operations for Digital Finance Business at Mahindra Finance (April ’2019 – Mar’2024),• Ensured Organization vide adherence to Digital Lending Guidelines (DLG) for Business Compliance & Continuity,• Head of Operations for North India covering for 7 States of Delhi, Punjab, Haryana, J&K, Himachal Pradesh, Uttar Pradesh & Uttarakhand with over 180+ branch offices,• Monthly Disbursements (Rs):~ 900 Cr for Monthly business units:~ Loan Products: Car – New & Used, UVs, Tractors, CV - CE, BL, PL, LAP, Bill Discounting & Loan Again,• Implemented Risk Based Internal Audit framework• Led LOS & LMS implementation as Functional Head, Go-Live done in ~9 months• Led creation of Mobile first Digital Asset (Customer Journey with Business Vol of per month),• Instrumental in setting Organization’s first Central Processing Center for scaling operations • Projects Managed & Delivered: Loan Management System, LOS & Limit Management, Account Aggregator, Payments Aggregator, Merchant & OEM Platform, e-NACH, V_KYC, e-Stamp & e-Sign, CKYC, Digi-Locker, AML, UCIC & CKYC based customer onboarding.
Experience
Astt Senior Vice President
Apr 2024 — Present · Mumbai, IN
Regulatory Reporting and F&A Emerging Businesses
Education
The Institute of Chartered Accountants of India
CA
Skills
- Team Management
- Business Development
- Business Strategy
- Relationship Management
- Internal Controls
- Business Planning
- Mis
- Key Account Management
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