Ruchi Sharma

Risk Management • Policy • Product Management | Kotak Mahindra Bank | MBL (NLSIU ’27) | Ex-IDFC First Bank | IRMA’22

Role
Senior Risk Policy Manager at Kotak Mahindra Bank
Location
Mumbai, MH, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Ruchi Sharma

At IDFC FIRST Bank, I manage the Rural Commercial Vehicle Loan portfolio through program execution, OEM partnerships, initiatives focused on digital and process transformation. The role demands data-backed decision-making and cross-functional collaboration to enhance efficiency and portfolio outcomes. Backed by a PGDM in Rural Management from IRMA, I bring strategic thinking and stakeholder management skills suited to rural markets. Focused on enabling financial access and driving sustainable growth in a dynamic environment.

Experience

  1. Senior Risk Policy Manager

    Kotak Mahindra Bank

    Aug 2025 — Present · Mumbai, IN

    Commercial Banking Group

Education

  • RRSS School

    Intermediate

    2014 — 2015

  • RRSS School

    High School

    2012 — 2013

  • SHRI RAMSWAROOP MEMORIAL UNIVERSITY

    Bachelor of Technology - BTech, Biotechnology

    2015 — 2019

  • Institute of Rural Management Anand (IRMA)

    PGDM(RM)

    2020 — 2022

  • MRD LifeSciences Pvt Ltd

    Training, Bioinformatics

    2017 — 2018

Find verified contacts for anyone on LinkedIn

Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.

Free plan included · No credit card required

This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.

Ruchi Sharma — Senior Risk Policy Manager at Kotak Mahindra Bank in Mumbai, MH, IN | Unifers