Ruchi Sharma
Risk Management • Policy • Product Management | Kotak Mahindra Bank | MBL (NLSIU ’27) | Ex-IDFC First Bank | IRMA’22
- Role
- Senior Risk Policy Manager at Kotak Mahindra Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Ruchi Sharma
At IDFC FIRST Bank, I manage the Rural Commercial Vehicle Loan portfolio through program execution, OEM partnerships, initiatives focused on digital and process transformation. The role demands data-backed decision-making and cross-functional collaboration to enhance efficiency and portfolio outcomes. Backed by a PGDM in Rural Management from IRMA, I bring strategic thinking and stakeholder management skills suited to rural markets. Focused on enabling financial access and driving sustainable growth in a dynamic environment.
Experience
Senior Risk Policy Manager
Aug 2025 — Present · Mumbai, IN
Commercial Banking Group
Education
RRSS School
Intermediate
2014 — 2015
RRSS School
High School
2012 — 2013
SHRI RAMSWAROOP MEMORIAL UNIVERSITY
Bachelor of Technology - BTech, Biotechnology
2015 — 2019
Institute of Rural Management Anand (IRMA)
PGDM(RM)
2020 — 2022
MRD LifeSciences Pvt Ltd
Training, Bioinformatics
2017 — 2018
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