Ruchi Kumari

About Ruchi Kumari

I have over 12 years of experience in the Capital Market as a seasoned risk specialist. I hold an MBA in finance and I specialise in fiduciary and investment risk oversight, regulatory reporting, and fixed-income portfolios. My expertise includes a deep understanding of market and product terminology, coupled with a comprehensive grasp of financial markets and instruments. I have a track record of success in various business domains, bringing demonstrable proficiency, effective analysis, and strategic insights in complex financial landscapes. Additionally, I am CFA Level 1, FRM Level 1 passed and certified in financial modelling.

Experience

1. Senior Assistant Vice President

   Wells Fargo

   Oct 2018 — Present · IN

   Evaluate the Wells Fargo Advisory and Trust account\'s investment capabilities, performance, and portfolio risk for Assets under management with Fiduciary capacity.• Conduct a thorough review of flagged products and strategies to assess and challenge product decisions approved by Global Manager Research (GMR).• Identify, measure, and manage risk exposure at both the enterprise and Line of Business levels, at various fiduciary capacities and provide an overview of the controls in place.• Collaborated on key investment risk oversight analysis, continuously monitored market conditions, including geopolitical events, to assess potential impacts on Wells Fargo clients, and escalated critical risk issues to the risk oversight forum.• Reviewed change drivers and factors across investment risk measures, including Active Risk, risk contributors, and VaR under normal and stressed scenarios. Conducted risk analysis by identifying quantitative and qualitative drivers across a broad range of asset classes and financial instruments• Enabled reporting across all asset classes, and collaborated with multiple regional (CFTC/EU/HKMA) reporting team • Refactored Equity block trade and allocation reporting for various new product types- NDS, FRA (Interest Rate Swap), and RPS (Risk Participation Swap).• Enhanced Trade Lifecycle (Origination, Novation, Compression, Block trade, Swaption) for various Asset classes-(Equity – Equity Variance Swap, Dividend swap, Exotic, Interest Rate – Fixed Float, Basis Swap, Amortization swap), Credit – CDS, CDX, Foreign Exchange- FX option, Forwards and Swap.• Liaised with Legal, Front Office (Calypso, Galaxy), Compliance, Operations and Technology to define and drive changes across the system and operational process to ensure timely & effective compliance.• Followed Agile methodology, bringing more transparency, accuracy and efficiency within the team as Product Owner and Scrum master simultaneously, and helped improve maturity.

Education

• SM College (Tilka Manjhi Bhagalpur University)

  Bachelor of Applied Science (B.A.Sc.)

  2003 — 2006

• Jain Group of Institutions - MATS School of Business & IT

  PGDBM/ MBA in International Business

  2007 — 2009