Ru Toyama

About Ru Toyama

Rate empowers homebuyers with tailored residential lending solutions under strong…

Experience

1. Vice President of Mortgage Lending

   Rate

   Jul 2025 — Present

   I am a VP of Mortgage Lending at Rate. Personal NMLS 15•••82. Rate NMLS 2611. A mortgage company who grows for good. We believe you’re amazing and can do anything you want in the world. Believe you can and you will. Guaranteed Rate, Inc. DBA Rate NMLS 26••••40 N. Ravenswood Ave, Chicago, IL 60••••••••83 • rate.com Equal Housing Lender For licensing information, go to • Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending ActPA: Licensed by the Pennsylvania Department of Banking and Securities

Education

• CECOS

  CEC Basic Officer Training, Purchasing, Procurement/Acquisitions and Contracts Management

  2007 — 2007

• Munster High School

  High School Diploma, Engineering

  1998 — 2002

• United States Naval Academy

  Systems Engineering, Robotics, Communications

  2002 — 2006

Skills

• Program Management
• Air Force
• Army
• Systems Engineering
• Government
• Construction Management
• Project Planning
• Navy
• Special Operations
• Civil Engineering
• Information Assurance
• Project Management
• Marine Corps
• Intelligence
• Government Contracting
• Tactics
• Military
• Afghanistan
• Dod
• National Security
• Readiness
• Emergency Management
• Construction
• Supervisory Skills
• Counterterrorism
• Defense
• Contingency Planning
• Combat
• Interagency Coordination
• Military Operations
• Risk Assessment
• Security Clearance
• Organizational Leadership
• Military Training
• Military Experience
• Intelligence Analysis
• Engineering
• Networking
• Military Logistics
• Weapons