Ramesh Tirumalasetti

About Ramesh Tirumalasetti

Director of Software Engineering with 19 years of experience building and scaling platform and risk systems in fintech and banking environments. I lead manager-of-managers organizations (40+ engineers) delivering revenue-critical, regulated systems across fraud, AML, payments, decisioning, and data platforms.My work focuses on owning platforms end-to-end, from architecture and execution to reliability, controls, and scale. I’ve led teams responsible for high-volume transaction processing, real-time decisioning, and cloud-native data systems, operating under regulatory scrutiny and business-critical SLAs.I operate at the intersection of engineering, risk, and product, translating business and compliance requirements into scalable technical systems. This includes modernizing legacy platforms, integrating AI/ML into decision workflows, and building cloud-first architectures that balance speed, resilience, and control.As a leader, I’m execution-driven and hands-on at the right altitude, setting direction, reviewing designs, developing managers, and unblocking delivery across teams. I’ve built and scaled organizations through growth, transformation, and ambiguity, with a consistent focus on outcomes over activity.I’m most effective in environments that value strong engineering fundamentals, clear ownership, and pragmatic leadership, especially where technology directly impacts revenue, risk exposure, and customer trust.

Experience

1. Director of Software Engineering

   SoFi

   Dec 2024 — Present · Jacksonville, FL, US

   As Director of Software Engineering at SoFi, I lead high-impact teams building and scaling enterprise platforms that power SoFi’s risk management, fraud prevention, and ML-driven decisioning systems serving 10+ million members.I drive the architecture and execution of next-generation financial decisioning platforms, enabling secure, compliant, and scalable solutions across banking, lending, credit card, investing, and crypto products, as well as ACH, P2P, Zelle, wire, and check payments.Focus Areas: • ML Decisioning & Event Frameworks for real-time fraud, AML, and credit risk • Data Platforms using Snowflake, Kafka, Airflow, and dbt • AI Model Operationalization for scalable, observable production deployment • Payments & Platform Integration across diverse financial rails • Cloud-Native Modernization emphasizing resilience and cost efficiencyImpact Highlights: • Unified decisioning across products for faster, cross-platform risk insights • Scaled event-driven systems processing millions of daily transactions • Advanced DevOps and observability to elevate engineering excellenceAt the intersection of data, AI, and modern finance, I build systems that safeguard trust, improve member experience, and accelerate innovation.

Education

• Jawaharlal Nehru Technological University

  B.Tech

• Villanova University

  Masters