Roshmi Pal
General insurance || Reinsurance|| pricing || underwriting|| actuarial || claims || Analytics
- Role
- Actuarial Manager at Chubb
- Location
- Bengaluru, IN
- LinkedIn followers
- 500 followers
About Roshmi Pal
As an Insurance Manager, I hold 13+ years of experience in the Non-Life Insurance industry, focusing on new business development, underwriting, pricing, actuarial analyses, claims management, reinsurance placement, review of performance and reporting. I am highly regarded for providing technical and functional expertise to Pricing, Finance, Reinsurance, Business Insights & Analytics, Enterprise Risk Management, and Product Development teams for the analysis and validation of proposals, development of tools and methods that improve the quality of services, conducting policy liabilities valuations, and developing models for non-life insurance and reinsurance pricing. Lines of Business: Group Personal Accident, Extended Warranty, Warranties & Indemnity, General Liability, Directors & Officers Liability, Professional Indemnity, Product Liability, Public Liability, Cyber Risk, and Clinical Trial Liability. Non-Life Insurance Coverage for White Goods, Travel, Mobile, Electric Vehicle, Battery Vehicle, Marine Cargo, Marine Hull, Sericulture, Cattle, and Poultry. CAREER HIGHLIGHTS Go Digit General Insurance: Essayed a key role in securing a proposal for Extended Warranty of Motor Vehicles for an extended warranty service provider with businesses in India and the UAE. Ratified the actuarial sign-off for pricing and API integration for the launch of Mobile Insurance on the website. The Oriental Insurance Company Limited: Finalized specialized projects of Extended Warranty of Motor Vehicles and Transactional Liability. Set terms for Locker Insurance as mandated by the Reserve Bank of India. Finalized the tie-up on Sericulture Insurance for silkworm farmers between the Government of West Bengal & Sikkim and Oriental Insurance, providing cover for loss of utility of silkworms to poor farmers, cost of rebuilding huts in case of destruction by Act of God perils and personal accident cover to farmers and their families. Specialties: Underwriting of Non-Life Insurance Products Pricing Analysis Research & Data Analysis Developing Key Performance Indicators Claims Management Reinsurance Placements
Experience
Actuarial Manager
Jun 2023 — Present · Bengaluru, IN
Education
Jadavpur University
Master of Computer Applications - MCA, Computer Science
2007 — 2010
Insurance Institute of India
Fellow
2013 — 2014
Institute and Faculty of Actuaries
Student Membership, Actuarial Science
2016 — 2024
Institute of Actuaries of India
Student Membership, Actuarial Science
2014 — 2024
St. Xavier's College (Autonomous), Kolkata
BSc Maths, Mathematics and Statistics
Gokhale Memorial Girls' School
High School Diploma, Science
1990 — 2004
Calcutta University, Kolkata
Bachelor of Science - BS, Mathematics and Statistics
2004 — 2007
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