Ron Choy
Associate Director, Insurance Lending Credit @Eq Bank
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WORK HISTORY
Associate Director, Insurance Lending Credit @Eq Bank
Toronto, ON, CA
EDUCATION
Schulich School of Business - York University
Master of Business Administration - MBA, Finance, Marketing Management
Canadian Securities Institute
Canadian Securities Course
University of Toronto
Enterprise Risk Management Course
Queen's University
Bachelor of Science - BSc, Biology & Mathematics
SKILLS
ABOUT RON CHOY
Product Strategy and Strategic Initiatives Leader, with a focus on building solutions that drive business growth, deepen client relationships, and improve the customer experience. I’ve worked across retail, commercial, and wealth channels, helping organizations solve complex challenges through clear strategy, client-focused segmentation, and execution of lending and credit solutions that drive adoption, revenue, and growth. I bring together product management, credit expertise, and insight-led planning to lead national roadmaps, reposition offerings, and deliver data-informed go-to-market strategies. I’ve supported multi-billion-dollar businesses and led initiatives across the full product lifecycle, guided by KPIs, market insights, and client behavior. I enjoy working across functions, from front-line teams to risk and operations to create practical solutions that reflect customer needs and support business priorities. In my most recent role, I helped establish Scotia Wealth as a market leader in insurance-based lending. The solution I helped develop has become a key anchor for high-net-worth clients’ wealth and estate strategies. I\'m proud to have supported hundreds of advisors and worked with thousands of clients along the way. KEY STRENGTHS: Product Strategy | Segment Strategy | Customer Journey Design Retail | Commercial | Wealth Lending | Credit Innovation | Strategic Planning Market Research | Customer Experience | Business Case Development Data-Driven Decision Making | Go-to-Market Execution | Cross-Functional Leadership Risk & Regulatory Awareness (OSFI, AML, KYC)| Stakeholder Engagement SKILLS: Product & Strategy: Product Management | Strategic Planning | Go-to-Market | Roadmap Development | Project Management | Business Case Development | Strategic Thinking Client & Experience: Client Segmentation | Customer Experience (CX)| Journey Mapping | Relationship Management Lending & Risk: Retail Lending | Commercial Lending | Wealth Lending | Credit Policy | Risk Management | Regulatory Compliance Insights & Execution: Data-Driven Decision Making | Forecasting | Market Research | Analytics | Stakeholder Engagement CONTACT: Please reach out: r••••••••@gmail.com
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