Ronak Shah

About Ronak Shah

I’m a strategic finance professional driving CCAR, M&A integration, and finance transformation initiatives. I specialize in translating complex financial data into actionable insights, aligning forecasts and capital planning across business lines, and implementing automation to improve efficiency and accuracy.At Capital One, I own CCAR Dry Run analytics for the Personal Loans business while facilitating submissions for Cards, Commercial, and Retail. I spearhead finance transformation efforts by leveraging QuickSight to modernize legacy models—delivering milestones 25% faster, reducing manual effort by 30%, and enhancing reporting accuracy. I also support the Discover integration, standardizing forecasting and stress-testing methodologies, and serve as a Subject Matter Expert (SME), training new analysts and accelerating onboarding for fast regulatory cycles.Previously at Citi, I managed planning and forecasting for a $1B+ EMEA business, achieving 95% forecast accuracy, standardizing reporting, and building dashboards that cut manual reporting time by 50%. At the University of Maryland, I drove budgeting efficiency and cross-departmental automation, reducing discrepancies and accelerating decision-making by 20%.I bring a proactive, solution-oriented mindset—identifying issues, building scalable processes, and delivering clarity for senior leadership. I’m exploring full-time opportunities in finance, analytics, capital planning, or business operations where I can combine strategic thinking, technical expertise, and ownership to drive meaningful impact.

Experience

1. Senior Financial Analyst

   Capital One

   Aug 2025 — Present · McLean, VA, US

   Capital Resilience Analytics Team (CRA), FP & A Umbrella• Playing a key role in the merger and acquisition (M&A) integration of Discover into Capital One, aligning financial data, models, and reporting frameworks across the enterprise.• Leading a finance transformation initiative to migrate existing reporting systems to modern enterprise platforms, improving automation, accuracy, and efficiency in financial reporting and capital planning.• Supporting the 9-quarter (27-month) CCAR and stress testing cycle, ensuring complete and accurate capital forecasts and regulatory submissions across multiple business lines.• Collaborating with senior finance leaders and cross-functional teams across Cards, Commercial, Retail, and Personal Loans to align assumptions, reporting logic, and governance post-merger.• Remediating and streamlining reporting structures to integrate Discover’s portfolios into Capital One’s FP & A ecosystem using OneStream/XStream, Excel, and Google Suite.• Delivering variance analysis, forecasting, and executive-level reporting to drive strategic insights for the Capital Resilience and FP & A leadership teams.• Acting as a Subject Matter Expert (SME) for onboarding and training new joiners, driving cross-team collaboration to familiarize them with company systems, reporting tools, and processes, ensuring a quick and effective ramp-up.

Education

• N. L. Dalmia Institute of Management Studies and Research

  MBA , Finance

  2020 — 2022

• University of Maryland - Robert H. Smith School of Business

  Master's degree, Business Analytics

• Narsee Monjee College of Commerce and Economics

  HSC

• Lokhandwala Foundation School

  Schooling, commerce

  2015

• Narsee Monjee College of Commerce and Economics

  Bachelor of Commerce - BCom