Ronak Rajamohan
Axis Bank-WBCG-MC Credit Analyst/ Relationship Manager||Summer Intern at Care Health Insurance Ltd|| MBA Student at IMT Business School Ghaziabad|| Finance Major, Marketing Minor
- Role
- Relationship Manager at Axis Bank
- Location
- Chennai, TN, IN
- LinkedIn followers
- 500 followers
About Ronak Rajamohan
Axis Bank- Corporate Banking – 1.5 Years (May 2023- Present) o Worked as a credit analyst from May 2023- Apr 2024 During this time, I analysed the financials and performance of more than 10 mid corporate companies (Revenue greater than Rs 150 Crores) The main aim of this credit analyst job is to assess the Company’s- • Background • Management • Business operations • Financials • Risk adjusted return on capital employed • Security/ Collateral Cover • Internally Rate the company based on their previous performances • Check whether the company satisfies all the regulatory compliances The end goal was to create a structured report about these companies analysing their strengths and weaknesses and computing whether they are eligible to borrow loans from the bank. My Client Portfolio had an exposure of close to Rs 850 Crores and included companies like- • Itares Shoes Pvt Ltd • Solon India Pvt Ltd • Calcimag Chemicals Pvt Ltd • Gee Gee Kay Pvt Ltd • Capsol Renewables Pvt Ltd • Rajagiri Health Care and Educational Trust • The Railways Employees Cooperative Credit Society Ltd • Pallava Textiles Pvt Ltd • S.R.Trust • R.K.Ganapathi Chettiar • Zaron Industries • Smart City Kochi Infrastructure Pvt Ltd • Consolidated Pvt Ltd o Working as a Relationship Manager from April 2024 - Present date. During this time, I have handled both asset as well as liability clients. Asset Products include- • Term Loans • Working Capital Loans • Cash Credits • Letter of Credit • Bank Guarantee • Over Drafts • Supply Chain Finance limits My Asset Portfolio has an exposure of Rs 250 Crores Liability Products include- • Salary Accounts • Fixed Deposits • Current Accounts My Liability Portfolio has an exposure of Rs 15 Crores The Main aim of this relationship manager job is to take care of the existing client needs and to source new clients to the bank by marketing the various banking products to clients by exactly identifying what the client requires and catering to those specific needs in a smooth and efficient manner My client portfolio includes companies like- • The Railways Employees Cooperative Credit Society Ltd • GT India Pvt Ltd • GT Products Pvt Ltd • Meenakshi Udyog India Pvt Ltd • Meenakshi Steels Pvt Ltd • Sri Balaha Chemicals
Experience
Relationship Manager
May 2023 — Present · Chennai, IN
Education
SSN College of Engineering
Bachelor of Engineering - BE, Mechanical Engineering
Maharishi Vidya Mandir Senior Secondary School
Computer Science
Institute of Management Technology, Ghaziabad
Master of Business Administration - MBA, Finance, General
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