Ron Schibner

About Ron Schibner

In 2014, I was recruited and hired as Financial Reporting Manager with S&T Bank. This opportunity was a dual role managing Regulatory Reporting and Accounting Manager, assisting with month and quarter end closing. I also assisted with completing and auditing various sections of S&T Bank\'s quarterly Press Release, Form 10Q and Form 10K. In 2018 I transitioned from back office into the retail side as a Business Banking Commercial Lender. In 2020 during the COVID pandemic l worked strictly on loans for existing business customers. In 2021 I accepted a position in Managed Assets as there was a fear of many business disruptions and a greater need to assist the Business Banking Collections department where I currently reside. During these past four years we have dramatically reduced NPL\'s (Non-performing Loans) to a record level. These reduction are reflected in all of S&T Banks external reports. Prior to joining S&T Bank, my career began in as an Accountant with Mellon Bank. When Mellon Bank merged with Bank of New York I transitioned into SEC Reporting for several years. In 2005 I accepted a promotion into the Regulatory Reporting Department as a Finance Controller, where I was the team lead until 2014 when was hired at S&T Bank. I hold a A.S. in Accounting, B.S. in Finance and M.B.A. in Management.

Experience

1. Vice President, Managed Assets Bbco Ii

   S&T Bank

   Jan 2021 — Present · Pittsburgh, PA, US

   Oversee a multi-million-dollar portfolio of substandard rated business credits. Implement personalized solutions for clients through workout and debt restructuring. Develop effective collection strategies for business banking clients, balancing the need for revenue recovery while maintaining customer relationships. Assess the credit risk of clients with overdue accounts, making recommendations for the appropriate course of action, including legal proceedings. Collaborate with internal and external legal teams to determine when to escalate delinquent accounts to litigation or recovery services. Handle negotiations for settlements or arrangements that prevent legal action when necessary. Present accurate delinquency reports to senior management on the status of collections, including overdue accounts, recovery rates, and trends. Maintain accurate and up-to-date records of all collection activities and client communications.

Education

• Robert Morris University

  Bachelor's degree, Finance

  2000 — 2005

• Point Park University

  Master of Business Administration (MBA), Business Administration and Management, General

  2012 — 2013

• Community College of Allegheny County

  A.S, Accounting