Rohit Gurav
Area Credit Manager | SME & MSME Lending | Secured & Unsecured Underwriting | Financial Analysis | Risk Assessment | Banking Professional.
- Role
- Area Credit Manager at Dcb Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Rohit Gurav
Experienced finance professional with a demonstrated history of working in the financial services industry within the Retail Lending segment. Skilled in internal audit, credit risk assessment, and underwriting of SME/MSME secured loans, working capital facilities, and unsecured business loans. Proficient in analyzing financial statements, banking transactions, and GST data to assess borrower creditworthiness and repayment capacity. Experienced in conducting pre-sanction discussions, preparing detailed credit appraisals, and ensuring adherence to credit policies while maintaining portfolio quality and effective risk control.
Experience
Area Credit Manager
Jul 2025 — Present · Mumbai, IN
Responsible for managing credit appraisal and underwriting of SME/MSME secured loans and working capital facilities with ticket sizes up to Rs 500 lacs across the Mumbai and ROMG region. Lead and supervise a small credit team, ensure detailed financial analysis and policy compliance, oversee credit proposals, and maintain portfolio quality while adhering to the bank’s internal credit guidelines.
Education
K M Agrwal college
Bcom, Accounts
2004 — 2007
Sinhgad Institute of Technology, Lonavala (India)
M.B.A (Master of Business administration), Finance
2009 — 2011
Skills
- Capital Market Operations
- Capital Markets
- Microsoft Powerpoint
- Investment Banking
- Mutual Fund
- Microsoft Excel
- Mis
- Credit Officer
- Credit
- Equity
- Risk Management
- Microsoft Word
- Forex Audit
- Loan Processing
- Analysts
- Kyc Audit
- Open Office
- Internal Audit
- Operations Management
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