Robert Raynor

Experience

1. Director of Compliance - Banking & Fintech Solutions

   Paymentus

   Jul 2021 — Present

   Ensure adherence to the regulations, policies, and procedures that govern financial institutions and money movement. Develops, implements, trains, and manage all compliance functions in the areas of payment regulations and laws, FinTech policies and procedures, consumer protection, and advise on risk management. Act as the main point of contact with internal and external auditors and own the compliance and completion of applicable audit requests. •Responsible for administration and daily management and monitoring of Banking & FinTech\'s BSA, AML, and OFAC compliance and Vendor Risk Management programs. •Responsible for ongoing employee training program of BSA, AML, OFAC, and IT Security. •Utilize transaction monitoring reports to identify suspicious activity or trends to ensure compliance with client agreements including effective controls and adherence to applicable laws. •Conduct initial and ongoing due diligence activities including Annual Vendor and Client Risk Assessments, documentary review, and KYC profiling review. •Respond to due diligence requests from clients, vendors, and prospects. •Manage process to submit, track, and report SAR, 314 and subpoena activity for the program. •Ensure that all clients and vendors are in compliance with the terms and conditions set forth in the business agreements. •Schedule, prepare for, and organize items for examinations and audits. •Work with company stakeholders to identify and implement processes, systems and technologies to improve the efficiency and effectiveness of methods employed to achieve compliance standards.

Education

• Springfield College

  Bachelor’s Degree, Business Management

  2005 — 2009

• Western New England University School of Law

  Juris Doctor

• University of Limerick

  Semester Abroad - Fall 2007

  2007 — 2007