Robert Bryan

About Robert Bryan

I\'m a mortgage industry specialist with experience in many areas of mortgage lending. For the last several years I\'ve been a VP of Mortgage Technology. In that function I\'ve implemented a new loan origination system (LOS) which required a deep understanding of all functional areas of the mortgage manufacturing process and how those departments and systems interact. In addition to the regular tasks of an LOS implementation like workflow design, process testing, integration setup and testing, as well as system controls design; I have designed new integrations, created new feature development documents, written policy and procedure documents, training materials, and managed hourly, salary, and outsourced resources. In my current role and in previous roles I have experience with contract review, and maintenance. I onboarded Third Party Originators (TPO\'s) and have reviewed vendor contracts for acceptable terms, including contract maintenance, renewal, and regulatory compliance. In addition, while not designated as a compliance officer, I regularly reviewed documents, reports, loans, and system tracking data for regulatory and company compliance. I have reviewed and conducted training on acceptable mortgage origination practices, and designed compliant processes.Earlier in my career I used my base knowledge of finance, computer science, and mortgage lending to become a mortgage reporting manager. I began learning process implementation by designing, building, testing, training, implementing, and tracking the reporting I was creating and then following up via conversations and loan tracking to see if the additional reporting was having the desired effect on our production. As part of that role I learned how to soft manage people who didn\'t report to me for results.I have also held a position managing mortgage loan purchases, which included managing an outsourced team of auditors, underwriters, and managers. During this time I audited and trained on acceptable audit, underwriting, and the transfer of mortgage loans and mortgage loan servicing. I also, managed the communications with the TPO or loan sellers. This included bulk loan sales and purchases of thousands of loans at a time including servicing transfers.I have worked as a Post Closing Delivery, Borrower/TPO Rate Lock Desk, Secondary Marketing, Loan Sale Accounting, Processor, and Loan Originator. I have found that these roles helped me understand all the different perspectives different departments have about their role in mortgage lending as well as shape my future decisions.

Experience

1. VP, Mortgage Technology

   Nexbank Mortgage Banking

   Sep 2023 — Present · Dallas, TX, US

Education

• College of Business

  Bachelors Business Administration, Finance

  2005 — 2011

Skills

• Loan Origination
• Usda
• Home Equity
• Mortgage Banking
• Government Loans
• Loans
• Home Equity Loans
• Residential Mortgages
• Refinance
• Va Loans
• Fha Financing
• Non-Conforming
• Credit
• Home Equity Lines of Credit
• Fha
• Finance
• Mortgage Lending