Richard Koch J. D.

Director @Fitch Ratings

New York, NY, US

Senior analyst responsible for analyzing and rating residential and consumer finance loan servicers, originators, loan aggregators and mortgage insurance entities.· Developed enhanced data collection methodology and accompanying technology for improved servicer performance benchmarking to support ratings.· Assist with ongoing refinement of rating criteria; reformatted rating agency reports to provide more transparency into rating rationale; developed industry-standarddefinitions for all servicer performance metrics.· Developed an electronic RMBS Servicer Metric Report that reports quarterly servicer performance metrics that allows users to compare and contrast servicer performance among peers and industry averages.· Presenter at Fitch Ratings’ annual servicer roundtable and founder/presenter at Fitch Ratings’ Annual RMBS Trustee Roundtable.