Riya Rathi
Financial Analyst / Credit Analyst
- Role
- Financial Analyst at Unified Credit Solutions
- Location
- Gurugram, IN
- LinkedIn followers
- 500 followers
About Riya Rathi
A well-organized, creative, and goal-oriented graduate possessing excellent…
Experience
Financial Analyst
Aug 2023 — Present · Gurugram, IN
Financial Analysis: Analyze financial data, interpret trends, and provide insights to improve business performance. Prepare and present monthly, quarterly, and annual financial reports for internal teams and clients.Financial Modelling: Build and maintain complex financial models to forecast future financial performance, evaluate scenarios, and support business decisions. Provide recommendations based on model outputs.Risk Management: Assess financial and credit risk for potential and existing clients. Identify and mitigate risks by analyzing financial statements, credit reports, and market conditions. Assist in developing strategies to manage and reduce risk.Client Interaction: Liaise with clients to understand their financial needs, provide consulting on credit risk, and deliver reports and presentations. Build strong relationships with clients, ensuring their financial goals are met through tailored advice and analysis.Reporting & Forecasting: Prepare detailed financial reports for management and clients, ensuring accuracy and compliance with internal policies and industry standards. Assist in forecasting financial performance and cash flow projections.Data Analysis: Collect, clean, and analyze financial data from various sources to ensure accuracy in financial reporting and decision-making processes.Compliance: Ensure all financial processes, reports, and models comply with regulatory requirements and company policies. Stay updated on industry regulations and best practices.Collaboration: Work cross-functionally with other departments such as credit risk, operations, and business development to ensure alignment on financial strategy and reporting.
Education
Dayawati Modi Academy
10th
2015 — 2016
CHANDIGARH UNIVERSITY
Master of Business Administration - MBA, Finance, Human Resource
2021 — 2023
Dayawati Modi Academy
10+2, Commerce with Maths
2017 — 2018
CCS (Chaudhary Charan Singh)University
Bachelor of Commerce - BCom, Business/Commerce, General
2018 — 2021
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