Riya Dutta

About Riya Dutta

Finance Operations professional with experience across FinTech, Alternative Investments, and Big 4 consulting, currently working as an Associate Manager - Finance Operations at Refyne Tech Pvt Ltd, a B2B2C earned wage access platform.I manage end-to-end finance operations supporting enterprise clients across private organizations and government entities, including the Government of Rajasthan and Goa. My role spans statement governance, bank reconciliations, deductions, refunds, payment marking, SOP development, and audit-ready processes. I work closely with Product, Engineering, and Key Account Management teams to drive automation, product enhancements, and scalable operational frameworks, while engaging with clients and supporting onboarding initiatives.Previously at Klubworks, I worked across debt operations and Category II AIF operations, managing compliance, audits (including PPM audits), NAV calculations, treasury management, investor and client documentation, and agreement negotiations. I was also involved in secondary sale transactions, gaining exposure to complex fund structures and stakeholder coordination.Earlier in my career at Deloitte, I built a strong foundation in US Taxation, working in a structured, high-compliance environment that sharpened my analytical rigor, attention to detail, and ability to operate under tight regulatory frameworks.Across roles, I bring a collaborative and ownership driven approach, partnering cross-functionally to solve operational challenges, improve processes, and deliver outcomes at scale. I am particularly interested in roles at the intersection of finance operations, product enablement, and process transformation within high-growth, regulated environments.

Experience

1. Associate Manager

   Refyne India

   Nov 2024 — Present · Bengaluru, IN

   Associate Manager – Finance OperationsLeading end-to-end finance operations for a B2B2C earned wage access platform, ensuring accurate and timely statements for 100+ enterprise clients across private organizations and government entities, including the Government of Rajasthan and Goa. Partner closely with Product, Engineering, and KAM teams to drive automations, product enhancements, and operational efficiency. Own deduction confirmations, refunds, payment marking, bank reconciliations, and SOP creation to maintain audit-ready processes. Manage workforce data critical for KAS generation, support client onboarding, and actively participate in client discussions in a high-growth FinTech environment.

Education

• Carmel Junior College

  Intermediate, Commerce

  2000 — 2015

• Balaji Institute of International Business

  PGDM ( Finance), Core Finance

  2018 — 2020

• MAEERS's Arts, Science and Commerce College English Medium, Kothrud, Pune 38

  Bachelor of Commerce (B.Com.), Business/Commerce, General

  2015 — 2018