Ritoban Das

Deputy Manager @HDFC Life

Mumbai, IN

DPPM (Distribution Planning and Program Management) is the central strategy unit driving sales growth through tech-enabled business planning, channel initiatives, analytics, and process optimization- ICM Pro.(Incentives & Contest Management) Drop 6 – Commission & Contest Automation :Leading end-to-end automation of commission and contest engines; integrating workflows across different business teams and Compliance for real-time, error-free process design and execution- OCR (Optical Character Recognition) Integration – GST Invoice Digitization : Deploying OCR to auto-scan and standardize GST invoice formats within ICM; embedding AI-led validation into finance workflows to reduce manual friction- ZBS Automation – Zonal Budget System Upgrade : Rewiring legacy ZBS with API-first, self-serve digital flows; enabling end-to-end processes for faster disbursals, audit readiness, and budget control at zonal level- Persistency Strategy – FY’26 Org Blueprint : Collaborating with Distribution to co-build the FY’26 persistency playbook; institutionalizing performance dashboards and targeted interventions across 13M and long-term cohorts.Miscellaneous- COP Optimization: Advocating expansion of the COP eligible base for Direct & Digital channels; anchoring credit dispute resolution across Bancassurance, Agency, Direct, and EDM; HDFC Life @25 – National Campaign: Ideation and Co-creation of a company-wide engagement campaign celebrating 25 years of HDFC Life

St. Agnes School, Kharagpur

Primary school (KG I - Class V)

Ashoka University

Postgraduate Diploma

DAV Model School, IIT Kharagpur

CBSE - AISSE (Class X) and AISSCE (Class XII - PCM + CS)

Banaras Hindu University

Bachelor of Arts - BA

Banaras Hindu University

Master of Arts - MA