Ritika Raghuwanshi

Analyst @NAB

Gurugram, IN

Performed Ongoing Customer Due Diligence (OCDD) for medium-risk clients, reviewingbackground, business activity, complex entities, and changes in risk level to maintain accurate customer profiles.• Collected, verified, and maintained KYC documentation (ID, proof of address, source offunds/wealth), ensuring compliance with regulatory and internal policy requirements.• Reviewed and analyzed client transactions to identify unusual or suspicious activity; escalatedpotential red flags to the AML investigations or Compliance team.• Performed sanctions, PEP, and adverse media screening for clients and associated parties using tools such as World Check, LexisNexis.• Identified and assessed financial crime risks (AML/CTF), applied appropriate risk ratings, andrecommended risk mitigation steps or de-risking when necessary.• Liaised with clients and internal stakeholders to obtain clarifications or additional documentationrequired for KYC/OCDD/ECDD reviews.• Ensured compliance with global and local AML regulations including FATF, AUSTRAC, EUAMLDs, FCA, and internal compliance frameworks.• Served as a Quality Controller (QC), responsible for second-line review of analyst case files toensure completeness, accuracy, and adherence to regulatory and policy standards.• Provided feedback to analysts on errors or gaps, supported continuous improvement, and contributedto maintaining high-quality due diligence standards.

Career College Bhopal

Bachelor of Science, Information Technology