Ritika Grover
Associate Consultant at Infosys
- Role
- Underwriting & Credit Risk Analyst at Better
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Ritika Grover
Currently working as an Associate Consultant for Infosys and handling projects as…
Experience
Underwriting & Credit Risk Analyst
Aug 2020 — Present · IN
Working on Conforming and Non- conforming loans i.e, Conventional loans, FHA, Refi Now, Refi Possible, and Jumbo Loans- Loan Origination Process- End to end US Mortgage- Processing, Analysing, and Verification of Documents- Working knowledge of Fannie Mae and Freddie Mae Guidelines- Verification of Income, Assets, Credits, and Employment Part- Calculation of Ratios such as HTI,DTI, LTV, CLTV- Processing of Data from the documents such as 1003,1008, Title document, Flood Cert etc- Pulling and Retrieval of Credit Report- Study of AUS -DU/LP- Training and guiding in Loan Origination Process- Careful examining of documents and checking the Credit Worthiness of the borrower- Credit Portfolio of Corporates and determining the rating- Checking of Appraisal, title, qualifications and disqualification- Preparation of MIS Report and Agile- Asset Documentation
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