Rithik M

About Rithik M

I’m an experienced KYC and Financial Crime Compliance professional with 5+ years of…

Experience

1. Financial Crime Associate

   PwC India

   Nov 2024 — Present · Bengaluru, IN

   Conducted comprehensive Client Due Diligence (CDD) and Enhanced Due Diligence (EDD) for diverse client types, including banks, trusts, funds, SPVs, publicly listed companies, and private limited companies.• Verified client identity, Ultimate Beneficial Ownership (UBO), Source of Funds (SOF), and Source of Wealth (SOW) in line with regulatory requirements.• Reviewed and validated client documentation to ensure accuracy and compliance with internal KYC/AML standards.• Performed in-depth research using multiple databases and open-source intelligence to corroborate client information and assess risk profiles.• Assessed client risk levels based on jurisdiction, industry, ownership structure, and transaction patterns.• Executed sanctions, PEP, and adverse media screening using specialized screening tools; analyzed hits to identify true matches and escalate potential risks.• Maintained meticulous records of KYC files, supporting documents, screening results, and ongoing monitoring reports to ensure audit readiness.• Analysed and documented clients’ nature of business activities and correctly assigned industry codes for regulatory classification.• Performed EDD reviews for 100+ high-risk entities with 100% compliance accuracy.

Education

• St Joseph's College of Commerce (Autonomous)

  Bachelor of Commerce - BCom

  2018 — 2021