Ritesh Kumar
Credit Analyst | MBA in Finance
- Role
- Credit Analyst at Rupee Funding
- Location
- New Delhi, DL, IN
- LinkedIn followers
- 500 followers
About Ritesh Kumar
Detail-oriented Credit Analyst with hands-on experience in evaluating creditworthiness, structuring syndicated loan deals, and managing lender relationships. Skilled in financial analysis, risk assessment, and developing strategic funding solutions. Proficient in debt syndication, project finance, investor relations, and trade finance.
Experience
Credit Analyst
Nov 2024 — Present · Gurugram, IN
Conduct in-depth financial analysis of clients and potential borrowers to assess their creditworthiness. • Review financial statements, balance sheets, cash flow statements, and other relevant data to identify financial strengths and weaknesses. • Evaluate the client\'s financial position and project the potential risks associated with lending. • Analyze market trends, industry performance, and economic conditions to assess potential risks to the company. • Create risk mitigation strategies and recommendations for credit exposure. • Prepare comprehensive credit reports with detailed findings and recommendations. • Assist in the preparation and review of loan agreements, terms, and conditions. • Work closely with relationship managers and senior colleagues to develop customized funding solutions for clients. • Participate in client meetings to gather information and better understand their funding needs. • Support the trade finance team in evaluating and structuring trade finance solutions, including bill discounting, LC-backed bill discounting, and export finance. • Stay informed about market trends, industry developments, and regulatory changes to provide accurate credit risk assessments. • Contribute to market intelligence reports and support the company’s strategic goals by providing insights on potential opportunities.
Education
GD Goenka University
Master of Business Administration - MBA, Finance, General
RED ROSES PUBLIC SCHOOL
Bachelor of Commerce - BCom, Finance and Financial Management Services
2016 — 2018
Delhi University
Bachelor of Commerce - BCom, Finance, General
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