Rishit Gaglani

Chartered Accountant (M’25) || Risk Analyst || CFA L2 Candidate

Role: Manager at Axis Bank
Location: Mumbai, IN
LinkedIn followers: 500 followers

General Business & ManagementView LinkedIn profile

About Rishit Gaglani

Chartered Accountant (May 2025) passionate about finance and accounting. I bring strong…

Experience

Manager
Axis Bank
Sep 2025 — Present · Mumbai, IN
Risk Analyst | Mid & Large Corporate Segment Manage credit assessments for high-value proposals across sectors like IT & ITES, Food & Beverages, Hotels, Power and Automobile.Evaluate client creditworthiness through financial statement analysis, ratio analysis, and auditor report scrutiny, including those with modified opinions.Conduct peer benchmarking and industry analysis to assess market position, financial sustainability, and sectoral trends.Participate in client calls and site visits to understand operational and strategic business aspects for holistic risk evaluation.Prepare comprehensive credit rating rationales covering financial trends, sector outlook, business risks, and proposed credit structures.Monitor portfolio performance to identify early warning signs and suggest appropriate risk mitigation strategies.Coordinate with coverage and underwriting teams to ensure alignment with bank standards and risk appetite.Strengthen analytical skills and sector knowledge by integrating quantitative and qualitative insights for informed credit decisions.

Education

Narsee Monjee College of Commerce and Economics
Hsc
2019 — 2021
Kapol Vidyanidhi International School - India
93.5%
2018 — 2019
The Institute of Chartered Accountants of India
Chartered Accountant
2021 — 2025
Narsee Monjee College of Commerce and Economics
Bachelor of Commerce - BCom
2021 — 2024

Contact information

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Current company

Axis Bank

Banking · 108K employees · Founded 1994 · Worli Mumbai, Maharashtra, India

Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The Bank has a large footprint of 5000 domestic branches (including extension counters) with 15,751 ATMs & cash recyclers spread across the country. The Bank has 6 Axis Virtual Centres with over 1,500 Virtual Relationship Managers as on 31st March 2023. The Overseas operations of the Bank are spread over eight international offices with branches in Singapore, Dubai (at DIFC), and Gift City-IBU; representative offices in Dhaka, Dubai, Abu Dhabi, Sharjah and an overseas subsidiary in London, UK. The international offices focus on Corporate Lending, Coverage Business, Trade Finance, Syndication, Investment Banking, Liability Businesses, and Private Banking/Wealth Management offerings. Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India), Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd. (NIC), The New India Assurance Company Ltd. (NIA), The Oriental Insurance Company Ltd. (OIC), and United India Insurance Company Ltd. (UIIC). The shareholding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003. GIC, NIC, NIA, OIC, UIIC have been reclassified from promoter category to public category. As on March 31, 2023, SUUTI and LIC are the promoters of the Bank. With a balance sheet size of Rs. 13,17,326 crores as on 31st March 2023, Axis Bank has achieved consistent growth and with a 5-year CAGR (2017-18 to 2022-23) of 14% each in Total Assets & Advances and 16% in Deposits.

axisbank.com

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About Rishit Gaglani

Experience

Manager

Education

Narsee Monjee College of Commerce and Economics

Kapol Vidyanidhi International School - India

The Institute of Chartered Accountants of India

Narsee Monjee College of Commerce and Economics

Find verified contacts for anyone on LinkedIn