Rinay Bhownath

CFO Consultant @Michigan CFO Associates

Royal Oak, MI, US
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jan 2025 — Present

CFO Consultant @Michigan CFO Associates

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Detroit, MI, US

At Michigan CFO Associates, we help small business owners make informed financial decisions by offering part-time or outsourced CFO (Chief Financial Officer) services tailored to their needs. Delivered on an ongoing or long-term basis, our services support sustained growth and financial stability.Through long-term client relationships, we take the time to understand your business and unique challenges. Our goal is to bridge the financial gap between your bookkeeper and CPA, providing expert oversight and strategic financial leadership at an affordable cost.We are not a CPA firm and do not prepare tax returns or create compiled, reviewed, or audited financial statements. Instead, we complement your CPA’s work by focusing on operational financial management, analysis, and strategy.Key Services We Offer:1. Enhancing Profitability and Performance – Tailored strategies for financial success.2. Cash Flow Planning and Projections – Actionable forecasting for financial stability.3. Financial Reporting and Analysis – Insights for better decision-making.4. Bridging the Financial Gap Between Bookkeeper and CPA – Professional management support.5. Projections, Growth Planning, and Reducing Uncertainty – Navigating future challenges.6. Installing Financial Disciplines and Controls – Safeguarding financial health.7. Cost-Effective Financial Expertise – High-value services without full-time CFO costs.8. Sounding Board for Major Transactions – Support and analysis for key decisions.9. Product Line and Pricing Profitability Analysis – Maximizing returns.10. Human Resources and Benefits Analysis – Optimizing HR-related finances.11. Accounting and Systems Software Selection – Streamlining operations with the right tools.Contact Us:Rinay BhownathMichigan CFO AssociatesThe CFOs for Small Business43230 Garfield Road, Suite 130, Clinton Twp, MI 48038p:(58••••••85 x216 | f:(86••••••54e: R••••••••@michigancfo.com | w:

EDUCATION

2016 — 2017

GIBS Business School (Gordon Institute of Business Science)

Master of Business Administration (MBA)

2002 — 2005

University of KwaZulu-Natal

BsC(Eng), Chemical Engineering

N/A

2KO International (Internationally accredited)

Black Belt Six Sigma, Six Sigma

2016 — 2016

GIBS Business School (Gordon Institute of Business Science)

Post Graduate Diploma in Business Management, Business Administration and Management, General

2006 — 2008

University of KwaZulu-Natal

Masters (Engineering), Chemical Engineering: Thermodynamics

N/A

CFA Institute

CFA Level 3, 2, 1 completed first attempt, Investments and Securities

N/A

University of Phoenix

Bachelor of Science in Accounting Degree, Accounting and Finance

ABOUT RINAY BHOWNATH

Dynamic financial director, board member and process engineer with hands-on work experience with clients from the US, UK, Europe, and South Africa. Motivating team leader, with experience recruiting, training, and managing diverse professional teams. Skilled oral and written communicator, adept in project management, tax preparation, financial reporting, audit management, vendor selection, and budget oversight.

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Rinay Bhownath — CFO Consultant at Michigan CFO Associates in Royal Oak, MI, US | Unifers